Posts Tagged "re-establishing credit"

Paying off debts is just the first step in restoring your credit scores

Dear Experian,

I just paid the last bill off my credit in May of this year. If there is nothing else for me to pay how does my credit score increase?


Rebuilding credit after job loss

Dear Experian,

I lost my job two years ago and have had a bad patch paying my bills. My credit score dipped substantially. I managed to get on plans with my late accounts and am on track to be debt free in about three years. Can my score ever improve?


How long before paid credit cards are updated

Dear Experian,

I just paid off a lot of my credit card debt. When will I see it take effect on my credit report?


Building credit after paying off old debts

Dear Experian,

I have just paid off all of my bad debt, but I only have one good standing loan, and that was back in 2005. What would be the best way to improve my credit? I heard getting a pre-paid visa would work, is that true?


Reestablishing credit when your spouse dies

Dear Experian,

I don’t have any credit. I never had to buy anything. I was married at a very young age and my husband did all the buying. What do I do now?


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