Posts Tagged ‘ public record ’

Credit denied due to bankruptcy public record

Dear Experian, My husband and I had our bankruptcy discharged in March 2012. We are still getting refusals for any type of credit we have tried to apply for, no matter how small. We have one credit card we have never been late on. It has a limit of only $1,500.00, and we have always paid it off so have not been charged any interest. Our denials all state “due to public record.” - BDJ[ READ MORE ]

The meaning of “derogatory public record”

Dear Experian, My credit score states "time since derogatory public record or collection is too short." What is a “derogatory public record”? - JTR[ READ MORE ]

Paid court judgments updated automatically, not deleted immediately

Dear Experian, I was told by the circuit court that Experian would have to come in and pull the satisfied judgment in order to remove it from my records. Is this correct? - CAG[ READ MORE ]

Judgments against tenant will be reported automatically

Dear Experian, As a small business, how do I report to credit agencies a judgment awarded to us against a tenant? - OGI[ READ MORE ]

Public records that can appear in your credit report

Dear Experian, What kinds of public records can be part of a credit report? How often are they updated, and if I have a paid public record on my credit report, how do I get it taken off? - AMB[ READ MORE ]

Satisfaction of judgment will not cause the public record to be deleted

Dear Experian, I have two public records that appear on my credit report that I have paid off. Would submitting a satisfaction of judgment to the credit bureaus take those off of my record? - JKI [ READ MORE ]

Accounts in bankruptcy deleted before the bankruptcy public record

Dear Experian, When they say bankruptcy information will be removed from your credit report after seven years, does that mean all of the information related to the bankruptcy will be removed? - NMC[ READ MORE ]

Tax liens and your credit report

Dear Experian, I have tax liens showing on my credit report, but have taken care of them a long time ago. I have documentation showing that they are paid, but I don't know how to get them off my credit. What do I do? - UBB[ READ MORE ]