I went through Chapter 13 bankruptcy. I paid all that I owed, and my Chapter 13 was discharged in March 2012. I requested an item be deleted since the seven years was up, and my request was denied. They said it was because the account was brought current. How can that be?
How long does a negative payment status of “Paid, Past due 30 days” remain on my credit report? The item in question occurred in March 2006, while I was out of the country. I would really like to get this one potentially negative item off of my credit report.
I have a paid, closed account showing as potentially negative on my credit report. Why, if it shows paid, is it listed as a negative item?
If payment has not been delinquent for two or more years can it be removed from potentially negative status?
How can I find out what accounts are hurting my credit?
Does “potentially negative, closed” mean the account was paid?
How can I get my credit score up? It seems to keep going down, and I have paid almost everything off. Also, if an account is paid in full, why is it considered potentially negative on my report? Can I remove it?
If I pay off a negative account on my credit report, will it be removed from my credit and raise my score or will it remain on there seven years and not change my score? How does this work?