I took out a loan for a van in 2008 and lost my job shortly afterwards. I only made two payments on it. The lender never came looking to take back the vehicle. This past week I received a letter from them stating that they want the van. What are my options? Can you help?
Why has my credit score dropped 42 points? There is a late payment on one of my cards which has since been brought current, and four of my accounts have been paid off and have a “0” balance. Why doesn’t my score increase as quickly when I pay off accounts as it does when I miss a payment?
I have a couple of accounts that were purchased by another lender or collection agency. I have paid them off and they do show closed, but they still show a balance. Is this negative? Should I dispute?
I have a “charge off” credit card account on my credit report that I have been repaying for over a year. I am paying the original creditor, as they handled their own collections. Why aren’t these payments showing on my credit report?
I have paid everything off, except for one dispute. Why has my credit score not improved?
How and where can I repay or pay on a debt that’s on my credit report?
I was told by a realtor that paying off everything on my report will cause my score to drop. Is this true?
If I am trying to raise my credit score, it is better to pay off one credit card entirely or pay down the balance of two cards without paying off either one?
I just paid off a lot of my credit card debt. When will I see it take effect on my credit report?
How long does it take to have something completely taken off your credit report and boost your credit once paid off?