Posts Tagged "ordering credit report"

Social Security number, birth date not enough to access your credit report

Dear Experian,

If someone has your Social Security number and your date of birth, can they access your credit report online? How can you tell when your credit report was last checked, and by whom? I think that someone checked my credit report, and it was not me.


Ordering your own credit report won’t hurt your credit scores

Dear Experian,

Is there any way I can check my credit score without it hurting my score? How much does it hurt me to order my credit score?


Why you might be required to mail a request for your credit report

Dear Experian,

I tried to get my credit report from Experian online, and a box popped up saying I could get it by mail, but not online, because of security reasons. Do you know why? Is it because there’s something suspicious on my report? How can I find out?


Ordering your own report doesn’t hurt credit scores

Dear Experian,

If I order a credit report and score for myself, does it count against my credit history?


Requesting your credit report after your application is denied

Dear Experian,

How do I get my credit report when it has adversely affected a loan?


Getting your personal report is the first step in getting help

Dear Readers,

We receive so many letters that begin, “How can I…..,” and in most cases the problem is easily solved with one simple step. In almost all cases, the answer is that you need to first get a copy of your credit report directly from the credit reporting company.

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