Posts Tagged "minor"

Checking to see if your children have credit reports

Dear Experian,

How do I check to see if my children have open credit reports? The form requires a driver’s license number, which they do not have.

– WMV

Requesting a security freeze for a minor child’s credit report

Dear Experian,

I’m concerned that someone may use my minor child’s identification information fraudulently and I want to take precautions. How can I request a security freeze on a minor’s credit file?

– SRD

How a minor may have a credit report

Dear Experian,

I am teaching a class at a local high school about credit fraud. A teacher mentioned to me that her daughter, who is under 12 years of age, has credit according to one of the credit reporting companies. How is this possible?

– RDE

Freezing your children’s credit histories

Dear Experian,

I have two young children (both under the age of four). Because I have heard of even young children being the victims of identity theft, I am considering freezing their credit files until they are old enough to have their first credit cards. What is your opinion on this? Is it possible for a parent to freeze the credit of a minor? Would you do this for your own children?

– CJT

Requesting report for minor son to protect from fraud

Dear Experian,

How can I get a copy of my son’s credit report? I believe that his father may have tried to get credit in his name. We are divorced, and he lives in a different state. I just want to protect my child. I received a card for him at my home that we never applied for.

– RNS

What to do when daughter’s SSN is being used to open credit cards

Dear Experian,

Someone is using my five-year-old daughter’s Social Security number. They already have two credit cards open under her number. What should I do?

– REN

Car repossession could appear in minor’s credit report

Dear Experian,

If a car loan is opened in a minor’s name as a joint loan with a parent co-signer can it be reported as a repossession on the minor’s credit if the car is repossessed?

– ABA

Parent using child’s Social Security number

Dear Experian,

I believe my daughter’s father is using her Social Security number for electricity, gas, water, phone and credit cards. How do I find out?

– CKY

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