Posts Tagged "minor"

Checking to see if your children have credit reports

Dear Experian,

How do I check to see if my children have open credit reports? The form requires a driver’s license number, which they do not have.


Requesting a security freeze for a minor child’s credit report

Dear Experian,

I’m concerned that someone may use my minor child’s identification information fraudulently and I want to take precautions. How can I request a security freeze on a minor’s credit file?


How a minor may have a credit report

Dear Experian,

I am teaching a class at a local high school about credit fraud. A teacher mentioned to me that her daughter, who is under 12 years of age, has credit according to one of the credit reporting companies. How is this possible?


Freezing your children’s credit histories

Dear Experian,

I have two young children (both under the age of four). Because I have heard of even young children being the victims of identity theft, I am considering freezing their credit files until they are old enough to have their first credit cards. What is your opinion on this? Is it possible for a parent to freeze the credit of a minor? Would you do this for your own children?


Requesting report for minor son to protect from fraud

Dear Experian,

How can I get a copy of my son’s credit report? I believe that his father may have tried to get credit in his name. We are divorced, and he lives in a different state. I just want to protect my child. I received a card for him at my home that we never applied for.


What to do when daughter’s SSN is being used to open credit cards

Dear Experian,

Someone is using my five-year-old daughter’s Social Security number. They already have two credit cards open under her number. What should I do?


Car repossession could appear in minor’s credit report

Dear Experian,

If a car loan is opened in a minor’s name as a joint loan with a parent co-signer can it be reported as a repossession on the minor’s credit if the car is repossessed?


Parent using child’s Social Security number

Dear Experian,

I believe my daughter’s father is using her Social Security number for electricity, gas, water, phone and credit cards. How do I find out?


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