Posts Tagged ‘ marriage ’

Getting married when your girlfriend has declared bankruptcy twice

Dear Experian, I’m planning to ask my girlfriend to marry me. However, I just found out she has filed for both chapter 7 bankruptcy, in 2000, and chapter 13 bankruptcy, in 2008. I've been told this not good for our future and that it will affect my credit if we do get married. Any insight would be helpful. - CWC

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Why previous names appear on your credit report

Dear Experian, I am married for a second time. Can having my maiden name and two married names negatively affect my credit score? My "middle" score is 780 but I am trying to improve to 800 plus. - TEV

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Name change after marriage won’t hurt credit scores

Dear Experian, I am married for a second time. Can having my maiden name and two married names negatively affect my credit score? My "middle" score is 780 but I am trying to improve to 800 plus. - TEV

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Joint accounts with husband can help wife qualify for credit

Dear Experian, I have been married for many years and have always had credit with my husband. If I ever need to apply for credit on my own, will I be able to get approved based on the good credit I have had with him? - EDD

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New spouse’s old debt won’t hurt your credit scores

Dear Experian, If I have a very good credit score and I marry someone with a bad credit score and previous debt, does that affect my credit score? - DTR

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Marriage will not combine new husband’s old credit history with wife’s

Dear Experian, My fiancé is divorced and lost his house to foreclosure. He has a bad credit history including bankruptcy. When we marry what are the pros and cons of my taking his name? My credit is pretty good - good enough to buy a $132,000 home two years ago. I've heard that marrying and taking their name is a huge mistake if there are credit problems. Can you advise, please? - PFI

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Marriage will not affect your credit monitoring service

Dear Experian, If I get credit monitoring for myself for all three credit bureaus, how is that impacted if I am married? - YSK

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Marriage doesn’t merge your new spouse’s bad credit with your good history

Dear Experian, Is it true that when you get married you automatically inherit your spouse's bad debt or bad credit and does it show on your credit report? I have a close friend that said that is exactly what happened to him. I seriously doubt him, but just the same I need to know the truth. I will be marrying soon and was wondering if I should be concerned due to my future spouse's "bad debt." - ITO

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