Posts Tagged "loan responsibility"

Mortgage holder must make payments even if not living in house

Dear Experian,

If my name is on the mortgage but my parents lived in the house and were delinquent on payments is there any way I can show that it wasn’t me living in the house and that they were the ones that were making the payments?


Cosigning for a student loan can affect your credit report as well as the student’s

Dear Experian,

If a person cosigns a student loan for a college student, how does it affect their credit? Does the amount of the loan get included in their debt-to-income ratio?