Posts Tagged ‘ loan modification ’

Loan modification denied because borrower can still make payments

Dear Experian, I recently applied for a loan modification on my mortgage, but they did not qualify my application saying that based on the information I provided they felt that I can still pay my mortgage. I never stopped my payment and am still paying but wonder if just applying for the loan modification will hurt my credit? - SLV

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The impact of loan modification on credit scores

  • February 15th, 2012
  • Posted in Featured

Dear Experian, How will a loan modification affect my credit scores? I've never been late on my payments and have been approved for a modification without any late payments. - HBO

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Effect of mortgage loan modification on credit scores

Dear Experian, I'm asking my bank to do a loan modification on my mortgage. They said that I need to be 30 days late on my payment in order to do the modification. Is this going to damage my credit? - RBL

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