If the account status information says the item will be moved from negative to positive on a certain date, what determines when and why that happens?
If I’m planning to do a short sale but have not yet gone behind on monthly payments, is there any advantage to not going behind on payments? In other words, does your credit get damaged exponentially in that scenario? If it doesn’t really matter, then wouldn’t it be wiser to just stop payments now and save the money?
Account reported for first time shows it is 90 days late
In what instance does a credit profile reflect a 90 day late when it never reflected a 30 or 60 day late? Is it possible to just be 90 days delinquent without first being 30 or 60?
Can you tell me how long late payments on a student loan are reported on my credit report?
I admit I was late on one mortgage payment in 30 years, and my credit dropped 52 points. Is that normal for the credit industry, and am I stuck with that for seven years on my credit? Is a dispute allowed on this or not?
After I pay off the negative items on my credit are lenders able to see that I once had negative items?