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Posts Tagged ‘ late payment ’

Creditors not required to notify you before reporting delinquency

  • February 13th, 2013
  • Posted in Credit Reports . Featured

Dear Experian, Do creditors have any obligation to notify you directly of an impending report of a late payment other than a monthly statement? - BNF[ READ MORE ]

Settled or charged off accounts in your credit report are “potentially negative”

  • January 16th, 2013
  • Posted in Credit Reports . Credit Scores . Featured

Dear Experian, If an account is paid off/closed, settled, or charged off, why would it still be showing as potentially negative? Is there any way to get these removed so they no longer affect me negatively? - JNG[ READ MORE ]

Impact on credit scores of missed payments, mortgage modification

  • March 28th, 2012
  • Posted in Credit Reports . Credit Scores

Dear Experian, I'm considering entering into a six month reduced payment plan with my mortgage lender. I understand this will have a negative impact on my credit. Will this have a worse impact than being 30 days late on my mortgage payment? - STS[ READ MORE ]

Late payments not deleted immediately after account is paid off

  • March 14th, 2012
  • Posted in Credit Reports

Dear Experian, I have paid off an account that previously had a late payment mark on my record. Is there any possible way to remove the negative mark on my credit scores, now that the account has been paid off? - ALT[ READ MORE ]

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