Posts Tagged "judgment"

Experian credit report does not include eviction reports

Dear Experian,

An eviction is showing on my credit report, per the leasing company I submitted an application to. I have never received paperwork for an eviction, but when I contacted the courts, they show an eviction was filed against me and dismissed. They say there is no judgment against me. How can I go about removing this as it’s preventing me from finding new housing because it doesn’t show “dismissed” on my credit report.

– LPT

When roommates don’t pay their share of the rent

Dear Experian,

I’m a college student, and today I was given an eviction notice because my roommates didn’t pay their rent on time. I was wondering what happens if they pay the amount they owe before our court date. Does it still go on my credit score? Do I have any options because I paid my rent on time?

– STO

Small claims judgments are reported to credit bureaus

Dear Experian,

I am a landlord that has been awarded a small claims judgment in excess of $5,000. Can this be reported to a credit bureau, if so how?

– RDT

Vacated judgment should be removed from the credit report

Dear Experian,

Civil and small claim judgments remain seven years from the filing date. But in my case, the judgment was vacated with the stipulation that the action was discontinued with prejudice. Will the judgment still remain seven years or will it be deleted?

– JOM

Evictions are not shown in a credit report

Dear Experian,

I have an eviction on my credit report which is inaccurate. I have proof that it was paid. Every time I apply for an apartment I am denied because of this eviction on my record. I have ordered my credit reports and it does not appear on any of them, yet it’s on every tenant screening report. I would like to know how to have it removed.

– VLK

Company suing after account deleted from credit report

Dear Experian,

Last year, I disputed an account with you and the other CRAs. About a month after the dispute, you and the other CRAs deleted that item off my credit reports. Now the company that placed that erroneous account is attempting to sue me. Can I request a document from you and the other CRAs validating that the account was deleted?

– AFG

How a settled judgment appears in a credit report

Dear Experian,

I settled a judgment with a creditor. Is it still showing as judgment, or is reported as settled?

– KDH

Reporting a judgment against a former tenant

Dear Experian,

I have an eviction and financial judgment against a former tenant. Do I need to report it to Experian in order for it to appear on his credit report?

– JNS

Deleting evictions, judgments and bankruptcy from your credit report

Dear Experian,

Is there a way to get an eviction removed? A judgment was filed against me. If a judgment is discharged in your Chapter 7 bankruptcy, can it be removed from your report?

– JLB

Paid court judgments updated automatically, not deleted immediately

Dear Experian,

I was told by the circuit court that Experian would have to come in and pull the satisfied judgment in order to remove it from my records. Is this correct?

– CAG

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