Posts Tagged ‘ interest rate ’

Paying credit card debt with an installment loan

Dear Experian, Do I save money if I pay my credit cards off with a loan that has a lower APR with a fixed installment payment, or is it better to continue to pay the highest APR credit card until it is paid? - MYR

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Debt management plans and your credit report

Dear Experian, Companies can negotiate with credit card companies and reduce your interest rate. They close your cards and you pay them a flat amount each month that goes towards your cards. How does this affect your credit? - YST

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