Posts Tagged "installment"

Paying credit card debt with an installment loan

Dear Experian,

Do I save money if I pay my credit cards off with a loan that has a lower APR with a fixed installment payment, or is it better to continue to pay the highest APR credit card until it is paid?


Balance-to-limit ratio applies only to revolving accounts

Dear Experian,

Does the balance-to-limit ratio only apply to credit cards, or does it apply to installment loans, such as student loans or auto loans, as well?


Student loans and the benefits of consolidating them

Dear Experian,

Does it look bad to lenders checking your credit if student loans show up as several different loans? In other words, why consolidate?


Experian does not extend credit or provide credit cards

Dear Experian,

How can I get a credit card with Experian?


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