Posts Tagged ‘ improving your score ’

Improving credit score without credit card

Dear Experian, How can you improve your credit score if you don't have any credit cards? - HQB [ READ MORE ]

Past delinquencies are deleted, and you are the best person to restore your credit

Dear Experian, Are past delinquencies that have been paid off ever removed from the credit report? Also, do you have someone that you recommend for cleaning up credit? - WHI[ READ MORE ]

No need to pay to improve your credit

Dear Experian, I would like to try to fix my credit myself before I pay $865 for 60 months. What should I do first? - KAR[ READ MORE ]

You can’t improve your credit “all at once”

Dear Experian, How can I improve my credit all at once? - MGO[ READ MORE ]

Building credit after paying off old debts

Dear Experian, I have just paid off all of my bad debt, but I only have one good standing loan, and that was back in 2005. What would be the best way to improve my credit? I heard getting a pre-paid visa would work, is that true? - DRM[ READ MORE ]

Improving your credit is a matter of common sense

Dear Experian, I would love to get an answer on how to increase my credit score other than common sense answers like, “Pay your bill on time.” No duh. I’m past that. I didn’t pay on time, now what? Or, get a credit card. My credit is messed up. I can’t get a credit card. I hope you have some information that can actually be applied, like who to pay first. If it’s already in collection should I even pay it off? - UPE[ READ MORE ]

Limited credit history could be preventing mortgage qualification

Dear Experian, I am trying to buy a house, and my credit score just needs to go up by one point. The only credit I have is a credit card with a $900 balance and $1,500 limit. If I pay it down to $500 would this raise my score? - NDR[ READ MORE ]