Posts Tagged "freeze"

How to lift a security freeze

Dear Experian,

How do I lift my freeze in your company?

– GSN

Infographic: What’s Right When Your Identity is Stolen: Credit Freeze or Fraud Alert?

You discover that your identity has been compromised – what’s your next step? Maybe your information was part of a data breach, or your wallet was stolen. Either way, there are a few key identity protection options that pertain to your credit report. The last thing you’ll want to do is leave your records and accounts open to […]

Video: How Do I Place a Security Freeze?

A security freeze may not be something you’ve added to your credit report in the past, but it could be the right option when you feel like your information is vulnerable. We’ll explain when that can be, and how a security freeze can help you through an uncertain moment. Want to learn more about credit? […]

Freezing your credit file doesn’t affect current credit accounts

Dear Experian,

I just lost my driver’s license and am considering putting a security freeze on my credit files. Would placing a freeze on my credit files interfere with me using my credit card, either online, at shops or for the services that are automatically billed to my credit card each month?

– DBH

How to temporarily lift a security freeze

Dear Experian,

I need to lift the security freeze for 24 hours to buy a car. How do I do that?

– PDT

Security freezes are not shared among the national credit reporting companies

Dear Experian,

Does placing a security freeze at one credit agency extend to all three credit agencies like a fraud alert?

– SCB

Requesting a security freeze for a minor child’s credit report

Dear Experian,

I’m concerned that someone may use my minor child’s identification information fraudulently and I want to take precautions. How can I request a security freeze on a minor’s credit file?

– SRD

Who is notified when your credit file is frozen

Dear Experian,

I have a credit freeze. If someone tries to establish credit without my pin code, what is the exact response they get from you? Do you tell them that they can not establish new credit because the account is frozen?

– HEV

Responding to a security notice for a frozen credit file

Dear Experian,

We have frozen our credit with you. We just received a letter from you saying that there has been a change in the name, Social Security number, or address in our credit report. Are we in any danger of identity theft since we have already frozen our credit? We don’t want to order another credit report, so is there a way to speak to someone to find out what the problem is?

– RRO

Spouse’s credit file must be frozen separately with each credit reporting company

Dear Experian,

My credit report is frozen. Most of my accounts are joint with my wife. Is my wife’s report automatically frozen as well, or do I have to freeze hers separately?

– CPT

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