Posts Tagged ‘ freeze ’

How to temporarily lift a security freeze

Dear Experian, I need to lift the security freeze for 24 hours to buy a car. How do I do that? - PDT

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Security freezes are not shared among the national credit reporting companies

Dear Experian, Does placing a security freeze at one credit agency extend to all three credit agencies like a fraud alert? - SCB

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Requesting a security freeze for a minor child’s credit report

Dear Experian, I'm concerned that someone may use my minor child’s identification information fraudulently and I want to take precautions. How can I request a security freeze on a minor’s credit file? - SRD

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Who is notified when your credit file is frozen

Dear Experian, I have a credit freeze. If someone tries to establish credit without my pin code, what is the exact response they get from you? Do you tell them that they can not establish new credit because the account is frozen? - HEV

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Responding to a security notice for a frozen credit file

Dear Experian, We have frozen our credit with you. We just received a letter from you saying that there has been a change in the name, Social Security number, or address in our credit report. Are we in any danger of identity theft since we have already frozen our credit? We don't want to order another credit report, so is there a way to speak to someone to find out what the problem is? - RRO

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Spouse’s credit file must be frozen separately with each credit reporting company

Dear Experian, My credit report is frozen. Most of my accounts are joint with my wife. Is my wife's report automatically frozen as well, or do I have to freeze hers separately? - CPT

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You will not receive a notice to remove a fraud alert

Dear Experian, I have not been contacted to lift a fraud alert on my account to approve a recent credit inquiry. Should I receive a request to remove the alert when I apply for credit? - JWL

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Fraud alert stopping satellite TV application

Dear Experian, I cannot sign up for satellite television because they say we have a fraud alert attached to our credit history. We do not need a fraud alert. How do we get rid of it? - FCS

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Replacing a lost security freeze PIN number

Dear Experian, I placed a security freeze on my account and have misplaced the PIN needed to temporarily remove the freeze. How do I get a replacement PIN? - MCH

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How to add a security freeze to your credit file

Dear Experian, How can I get a credit freeze on my report? -FSG

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Lifting a credit freeze to apply for credit

Dear Experian, I do not want to lift my security freeze but want to apply for a new credit card. Is that possible to do without lifting the freeze? -HPD

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Employers, credit scores and freezing your credit file

Dear Experian, Can a prospective employer get a credit score on me if I have a security freeze, or do I need to remove the security freeze? - ARJ

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Recovering a lost PIN when your credit file is frozen

Dear Experian, I lost my pin for credit thaws and freezes. How do I go about getting another one? Can I do it over the phone or would it be better if I did that in writing? - WVS

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You can get a free annual report even if you have frozen your credit file

Dear Experian, Does putting a security freeze on my file prevent me from getting my free annual credit report? - CPI

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Monitoring services still work when you freeze your credit file

Dear Experian, If I have my file frozen with all three national credit reporting companies can I still have credit monitored? I do have a couple of monitoring services, but I’m not so sure they are working. I want both if possible, frozen and monitored. Is this possible? - DYN

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Credit freeze could slow job search success

Dear Experian, Since October 2008 I have been unemployed and would like to know how applying a credit freeze on my reports affects my search for employment. - SWE

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