Posts Tagged "fraud"

What it means when there are name and social security number variations

Dear Experian,

What do I do when two names and Social Security numbers are on one credit report?

– KCH

Social Security number variations not necessarily result of fraud

Dear Experian,

I was told by the bank that Experian was reporting the incorrect Social Security number. How do I verify the information that Experian has on file for me?

– TTM

How to temporarily lift a security freeze

Dear Experian,

I need to lift the security freeze for 24 hours to buy a car. How do I do that?

– PDT

Correcting an address in your credit report

Dear Experian,

I need to dispute an incorrect mailing address on my credit file. What is the process to correct my address?

– FLR

Checking to see if your children have credit reports

Dear Experian,

How do I check to see if my children have open credit reports? The form requires a driver’s license number, which they do not have.

– WMV

Adding telephone number to temporary fraud alert

Dear Experian,

I want to add my cell phone number to my file because I just put in a 90 day fraud alert. I noticed when I pulled my file up online, you only show my home number. When I call the numbers on the letter I received, it just wants me to order a report. I already have the online report.

– MSP

Security freezes are not shared among the national credit reporting companies

Dear Experian,

Does placing a security freeze at one credit agency extend to all three credit agencies like a fraud alert?

– SCB

National Protect Your Identity Week reminds us to be proactive in preventing fraud

As National Protect Your Identity Week (Oct. 20–26) nears an end, think about how you can actively protect your identity. Here are several ways to use your credit report to identify unauthorized activity and stop possible identity fraud before suffering potential financial loss.

Identity theft can land a fraudster in jail

Dear Experian,

Can a person actually go to jail for identity theft? I was just curious if someone can actually get in trouble for it, or if people just get away with it!

– IMM

Who is notified when your credit file is frozen

Dear Experian,

I have a credit freeze. If someone tries to establish credit without my pin code, what is the exact response they get from you? Do you tell them that they can not establish new credit because the account is frozen?

– HEV

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