Is it now OK to release a customer’s tri-merge report to the customer? The tri-merged report was pulled to apply for a home loan through the seller and broker.
If I were denied credit recently, am I able to get a free copy of my credit to see what’s on it? I’ve already had my free credit report for this year.
Who can access my credit report? Do they have to have my permission? Is there anything you can do to prevent someone from accessing my credit report?
I am a homeowner for five years now, and am wondering why my mortgage company does not have to report my mortgage to the three credit bureaus. I applied for a car loan and my bank told me that my home was not on any of the bureaus, so I did not need to include my mortgage payments to apply for any loans. Is this true?
How long can a collection agency attempt to collect a debt? Is there a time limit or statute?
How do I add an account that is on my other reports but not on Experian?
Who gave permission to collect information at consumer reporting companies, and when did it start?
I was told by a bank that the law requires merchants and lenders to report data related to my credit. Can you point me to where I can find this legal information?