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Posts Tagged ‘ FCRA ’

Mortgage company not required to report payments

  • September 28th, 2011
  • Posted in Credit Reports

Dear Experian, I am a homeowner for five years now, and am wondering why my mortgage company does not have to report my mortgage to the three credit bureaus. I applied for a car loan and my bank told me that my home was not on any of the bureaus, so I did not need to include my mortgage payments to apply for any loans. Is this true? - SBY[ READ MORE ]

Collection agencies may try to collect a debt after it is deleted from your credit report

  • June 23rd, 2010
  • Posted in Credit Reports

Dear Experian, How long can a collection agency attempt to collect a debt? Is there a time limit or statute? - CLI[ READ MORE ]

Account not reported by lender

  • February 19th, 2010
  • Posted in Credit Reports

Dear Experian, How do I add an account that is on my other reports but not on Experian? - EAL[ READ MORE ]

A brief credit reporting history

  • June 24th, 2009
  • Posted in Credit Reports

Dear Experian, Who gave permission to collect information at consumer reporting companies, and when did it start? - SPL[ READ MORE ]

Law does not require lenders to report payment history

  • April 1st, 2009
  • Posted in Credit Reports

Dear Experian, I was told by a bank that the law requires merchants and lenders to report data related to my credit. Can you point me to where I can find this legal information? - LUK[ READ MORE ]

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    Welcome to Ask Experian, hosted by Maxine Sweet, Experian's Vice President of Public Education. The blog responses draw on the knowledge of Experian's experts in credit reporting, credit scoring, direct marketing, automotive history, identity theft and other areas from across the company to answer readers' questions about these and other important topics.

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    The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.

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