Posts Tagged "Fair Credit Reporting Act"

Some credit accounts may not appear on your credit reports

Dear Experian,

Why does my good credit not show on my credit report?

– WRB

Lender may choose not to report a credit account

Dear Experian,

I just reviewed my credit report and found that a significant credit purchase was not listed. All my payments were made on time. Can this be reflected in my credit report?

– BLR

How soon banks report new accounts

Dear Experian,

How soon do banks have to report new credit loans to the reporting agencies?

– MLC

A brief credit reporting history

Dear Experian,

Who gave permission to collect information at consumer reporting companies, and when did it start?

– SPL

Law does not require lenders to report payment history

Dear Experian,

I was told by a bank that the law requires merchants and lenders to report data related to my credit. Can you point me to where I can find this legal information?

– LUK

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