If I were denied credit recently, am I able to get a free copy of my credit to see what’s on it? I’ve already had my free credit report for this year.
I have two young children (both under the age of four). Because I have heard of even young children being the victims of identity theft, I am considering freezing their credit files until they are old enough to have their first credit cards. What is your opinion on this? Is it possible for a parent to freeze the credit of a minor? Would you do this for your own children?
I pulled a credit report because of a declined application. Does that restart the clock for the annual report, or are they separate events?