Do you have questions about credit? Join our live video chat every Tuesday and Thursday at 2:30 p.m. ET on Periscope. Rod Griffin, Director of Public Education at Experian, is available to answer your questions live. Here are some of the key questions Rod addressed in today’s scope: When you dispute online, is it being seen […]
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Categories: Fraud and ID Theft
You checked your credit report, but there’s a payment showing as late that know was made on time. Need to dispute some information that just doesn’t look quite right? We’ll show you how to follow up and confirm what should really be appearing on your credit report. Want to learn more about checking […]
I filed bankruptcy in 2005. It is still showing on my credit report – in 2014. How do I get it removed?
We got our credit card information stolen when they hacked into a major retailer’s system. The fraud charges caused our credit card balance to go over the limit. Experian is now reporting that we were over the limit on our account. Why? It was clearly not our fault, but when our credit report is viewed it reflects negatively on us.
The first step in disputing something in your credit report is to get a copy of your report directly from Experian. ‣ How can I get my credit report? If your dispute is in relation to declined application for credit, the lender will provide instructions for getting a report from the credit reporting agency that provided the […]
We are refinancing our house. There was an account on my husband’s credit report that he had disputed at the time it was reported. It is still showing disputed. The mortgage lender told us they needed a letter from the company stating it is no longer being disputed. We did that. Now they are saying they need the statement of dispute to be removed from the credit report, and they are telling us the credit bureau is going to charge us to do that. I have never heard of the credit bureau requiring payment. Is this correct?
I recently tried to apply for a car loan. They told me I was denied because they could not find any of my credit history information. I have a few credit cards from department stores, so I’m not sure why this happened. What can I do to have my information updated?
How do I dispute an account on my report? Experian is showing an account open that has been closed for two years.
Whom do I contact to request a corrected credit report be sent out to creditors? I was an identity theft/fraud victim and there were fraudulent inquiries on my report which have been removed.