Posts Tagged ‘ discharged bankruptcy ’

Credit denied due to bankruptcy public record

Dear Experian, My husband and I had our bankruptcy discharged in March 2012. We are still getting refusals for any type of credit we have tried to apply for, no matter how small. We have one credit card we have never been late on. It has a limit of only $1,500.00, and we have always paid it off so have not been charged any interest. Our denials all state “due to public record.” - BDJ

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Updating report to show bankruptcy is discharged

Dear Experian, My bankruptcy was discharged one to two months following when it was filed. This would have been around September 2005. It still shows the bankruptcy is not discharged on my records, but it has been. How do I get this information updated to correctly reflect my discharge date? - LND

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Tax liens not discharged through bankruptcy

Dear Experian, I filed bankruptcy in 2002 because of divorce. It was discharged with zero assets and zero liabilities. A 1996 Michigan state tax lien still remains on my credit report after 16 years. I understood it was included in the Chapter 7 bankruptcy in 2002. - SLV

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Accounts in bankruptcy are not deleted immediately

Dear Experian, I just filed bankruptcy and it was discharged in January 2011. I thought that because I filed bankruptcy my bad credit would be taken off my credit report. How come they are all still there but show discharged with Chapter 7? - JAC

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When chapter 7 bankruptcy is deleted

Dear Experian, Does a Chap 7 bankruptcy drop off the report 10 years after filing date or the discharge date? - DGM

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Accounts not deleted when bankruptcy is discharged

Dear Experian, My bankruptcy was discharged in February, and I was under the assumption that all the accounts would be taken off my credit report. Did I receive the proper information regarding this situation? - RRI

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Removing bankruptcy from your credit report

Dear Experian, It's been just about 10 years since my bankruptcy was been discharged. How do I go about getting it removed from my credit report? - ENZ

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