Posts Tagged "derogatory"

Understanding the term “key derogatory”

Dear Experian,

What does “KD” mean, and how long does it stay on your record before being deleted?


What the term “derogatory” means in a credit report

Dear Experian,

I have something showing on my credit report called derogatory. Can you please explain to me what that means?


Repossession or voluntary surrender will remain for seven years

Dear Experian,

How long does a derogatory closure of an account pertaining to an auto loan affect your credit scores?


The meaning of “key derogatory” as a credit score factor

Dear Experian,

What does “Key Derogatory” mean?


The meaning of “derogatory public record”

Dear Experian,

My credit score states “time since derogatory public record or collection is too short.” What is a “derogatory public record”?


What “derogatory” means

Dear Experian,

What does “derogatory” mean when it shows up on my credit reports?


Our policies for Ask Experian:

The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.