I have a charge off from 2009. I am in a payment plan. Does this mean I started the clock over on when the charge off will be removed?
How can an account I paid off and closed still be on my report? It has been there since 2008.
I had a repossession in July 2006, but on my credit report it states date reported January 2013. A collection agency owns the account now. When will it be removed from my history? Is it based on the date of initial delinquency or the date reported?
I am an authorized user on my mother’s account. Will it affect me if she misses payments? Will it hurt my credit?
How long is a short sale on your credit report? We did a short sale in December 2010, and it is still on our credit report.
How do I have old credit card accounts that are long ago closed or paid off removed from my credit report? I know that my score is negatively affected because of so many “open” accounts!
If a negative item is past seven years on my report and the creditor updates it, will it ever come off my report?
Can a charged off account on your credit report that was opened in 1999 and closed in 2010 be sold to another collection agency and then be given to an attorney to get payment from me?
If one credit agency deletes a record because my dispute was favorable; how does that get reported to the other agencies, or does it? Do I send a copy of the result of investigation to the others so they can remove the unfavorable item?
Categories: Report Advice
I am legally divorced. My ex-husband re-married. We had a joint mortgage account. I have a divorce decree stating I am not liable for this account anymore, but this account is on my credit report. What do I do to get this account out of my credit report?