Posts Tagged ‘ debt ’

Using your credit report to compile a complete list of your creditors and debts

Dear Experian, How do I find out what I really owe and if any creditor will settle for less if I can pay off the balance? Can I get a list of all my creditors from you? - CYD

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Difference between “balance-to-limit ratio” and “debt-to-income” ratio

Dear Experian, What is the appropriate balance-to-limit or debt-to-income ratio? I do not maintain a balance on my credit cards but worry that I have credit limits that are too high and could impact my overall credit. - TBL

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Student loans are debt obligations like any other loan

Dear Experian, My student loans are affecting my credit. Why? - NCB

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