Posts Tagged ‘ debt management ’

Debt management plans and your credit report

Dear Experian, Companies can negotiate with credit card companies and reduce your interest rate. They close your cards and you pay them a flat amount each month that goes towards your cards. How does this affect your credit? - YST

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Debt management firm isn’t necessary to negotiate with lenders

Dear Experian, Debt management companies are able to negotiate lower interest rates on unsecured debt. Can consumers do this themselves? Would it be viewed the same as having a debt management company do this for you? - ANN

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Impact of debt management plan on your credit report and scores

Dear Experian, Is it true that my credit is going to be trashed once I join in a debt management program? - NLI

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