Posts Tagged ‘ credit report content ’

Status line describes when information will be deleted

Dear Experian, On the credit report, the account status details say, "This account is scheduled to continue on record until July 2010." This is July 2010. Does that mean July 31, 2010? After July, will this item fall off of my report? - RIE[ READ MORE ]

Mother cannot report personal car payments

Dear Experian, I've been making regular car payments to my mother for a loan in her name. How can she report these payments to help my credit? - ZAB[ READ MORE ]

Multiple name variations appearing on your credit report

Dear Experian, Too many versions of my name come up on my credit report. How do I delete the wrong ones? - AUL[ READ MORE ]

Credit information from 1993 no longer in Experian’s credit files

Dear Experian, Can I go back to 1992 or 1993 to get some information that was in my credit reports at that time? - GTH[ READ MORE ]

Business credit card not appearing on personal credit report

Dear Experian, I have a business credit card that I am the only one who uses and pays. Does this business card help my personal credit score if I keep it in good standing? Right now it does not show up on my personal credit report. How can I make it happen? - BYN [ READ MORE ]

Prepaid credit cards not reported to credit reporting companies

Dear Experian, What prepaid credit cards report to Experian? - FRE [ READ MORE ]

Income information isn’t part of a credit report

Dear Experian, My name was on one of my parents’ credit cards for emergencies. My name was taken off the card a couple months ago. When I applied for a credit card I got denied. The reason stated was, "Your total credit obligations, which include outstanding credit lines, are too high to meet our approval guidelines, when compared to your stated income." What can I do to get it expunged from my record? - LEN[ READ MORE ]

Tax liens don’t remain on report forever

Dear Experian, If I have taken care of tax liens, will they always be on my report, and if they are does it do any good to try and get them removed. - ATJ[ READ MORE ]

A brief credit reporting history

Dear Experian, Who gave permission to collect information at consumer reporting companies, and when did it start? - SPL[ READ MORE ]

Judgment for eviction could appear on your credit report

Dear Experian, I want to know if your landlord put you in court for unpaid rent and you got evicted but he did not do a credit check when you moved in would it be on your credit report? - URR[ READ MORE ]

Law does not require lenders to report payment history

Dear Experian, I was told by a bank that the law requires merchants and lenders to report data related to my credit. Can you point me to where I can find this legal information? - LUK[ READ MORE ]