Posts Tagged ‘ credit history ’

Ordering your own credit report won’t hurt your credit scores

Dear Experian, Is there any way I can check my credit score without it hurting my score? How much does it hurt me to order my credit score? - KWS[ READ MORE ]

Removing closed accounts in good standing from your credit report

Dear Experian, How do I go about getting old, closed in good standing, credit card accounts off my credit report? - GRB[ READ MORE ]

Credit histories not stored for specific dates in the past

Dear Experian, How can I get my credit history for 1986 and previous years? - STV[ READ MORE ]

Delinquency cannot be removed after two years of on time payments

Dear Experian, If payment has not been delinquent for two or more years can it be removed from potentially negative status? - FRA[ READ MORE ]

Explaining what a credit report is and why it is important

Dear Experian, What is my credit report? - NSS[ READ MORE ]

Why both creditors appear on your report after a loan is sold

Dear Experian, One creditor sold an account to another. Why are they both showing up on my credit report? - DSH [ READ MORE ]

You can’t improve your credit “all at once”

Dear Experian, How can I improve my credit all at once? - MGO[ READ MORE ]

“Credit report” is same thing as “file disclosure”

Dear Experian, I have to ask the very dumbest of questions. Is the "credit report" the same exact thing as a "file disclosure," or is there an editing or account management type of feature in which it is separate from the credit report, which is kept hidden, and is different to the extent that it is accusatory or of a legal workings nature, rather than reporting? - ALT[ READ MORE ]