credit freeze | Ask Experian

Posts Tagged ‘ credit freeze ’

Lifting a credit freeze to apply for credit

October 10th, 2012
Posted in Featured . Fraud and ID Theft

Dear Experian, I do not want to lift my security freeze but want to apply for a new credit card. Is that possible to do without lifting the freeze? -HPD[ READ MORE ]

Employers, credit scores and freezing your credit file

July 18th, 2012
Posted in Credit Reports . Fraud and ID Theft

Dear Experian, Can a prospective employer get a credit score on me if I have a security freeze, or do I need to remove the security freeze? - ARJ[ READ MORE ]

“Soft inquiries” are not an exception to access a frozen credit file

January 5th, 2011
Posted in Credit Reports

Dear Experian, Can a utility company still obtain my report with a "soft hit" on my credit, or is my information frozen and no information can be released with a state credit freeze on my account? A utility company told me they can still do a credit check on my account even when it has a freeze on it because they do a soft hit. - SMK[ READ MORE ]

How long it takes to thaw a frozen credit report

April 28th, 2010
Posted in Credit Reports . Fraud and ID Theft

Dear Experian, If I have thawed my credit, how long before I can apply for credit and it will be accessible? - SME[ READ MORE ]

Replacing a lost PIN when your credit file is frozen

May 13th, 2009
Posted in Credit Reports . Fraud and ID Theft

Dear Experian, When I moved, I misplaced the PIN for lifting my credit freeze. Can I get another PIN, and can I request it by email? - VAG[ READ MORE ]