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Posts Tagged ‘ collection accounts ’

Make medical payments to the collection company not to the hospital

  • December 19th, 2012
  • Posted in Credit Reports . Featured . Life Events

Dear Experian, I have been making monthly payments for a hospital bill. The hospital has stopped all correspondence and continues to cash my checks. They have also reported on my credit report with no reduction in debt updated. The report states collection even though they are accepting payment. - DLR[ READ MORE ]

Collection accounts may be for more than original debt

  • February 2nd, 2011
  • Posted in Credit Reports

When an account has been purchased by another lender, or transferred to another lender, and the new lender starts collections on the account, can the “Credit limit/Original amount” that is been recovered be higher than the amount shown on the credit report? This amount has not changed from the original lender to the new one. - CTR[ READ MORE ]

Debts older than seven years should not return to your credit report

  • February 19th, 2010
  • Posted in Credit Reports

Dear Experian, Can a creditor remove a debt after seven years and then sell the debt and place it back on your credit report? - KSE[ READ MORE ]

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