Posts Tagged "building credit"

My Credit Story: Klaudette

Credit isn’t one of those things you’re born knowing about. You have to be shown the ropes somehow. For me, it was my parents who shared their knowledge of how to use credit wisely, and now I’m the link to pass on those good behaviors to my son. Learning about financial responsibility started for me with […]

Millennials and Credit: Survey Results

You might know one yourself: millennials definitely march to their own drummer in  many parts of their lives – including how they manage their finances and think about credit. While their independent nature can be a strength, it can also mean they want to find their own paths. A recent study by Experian found that […]

Video: How Can I Establish Credit?

If you’re new to the world of credit and are wondering how to get from the outside in, credit can seem like a riddle you must answer correctly in order to get started. Review a few of the best ways to get started with credit and ease your way into a new type of financial […]

Video: What Is a Good Credit Score?

‘Good’ credit scores: What are they? Where are they? If you’re on the hunt for good credit, you’ll want to first know what it means to be on the right side of the tracks, credit-wise. Is ‘good’ enough to meet the goal you’ve set for your credit? Check in here to learn how far it […]

Video: Understanding the Basics of Credit Scores

Do you need a refresh on credit basics? If you haven’t looked at your credit information recently, it may be time to check in. Where better to start than at square one? Curious about how FICO Scores are ‘different’? Learn more about FICO Scores. This is provided for general guidance and information. It is not […]

Video: How Can Cosigning Affect My Credit?

Cosigning a loan with another person isn’t just a gift of funds, it’s jointly committing to a repayment plan. Make sure you discuss in advance some of the challenges that might come with cosigning, and know how you’ll work together to face them before you sign on the dotted line. Curious about how FICO Scores […]

Infographic: Will You Cosign My Loan?

When you ask someone to cosign a loan with you, are you aware of how much you’re really asking of them? Conversely, if you’re the one being approached to cosign a loan with another, are you both aware of the full range of contingencies? Whether you’re a student looking for help from a parent, a […]

Establishing Credit as a New Graduate: a First-Timer’s Guide

Financial blogger Ash Cash shares his guide to getting familiar with credit basics. Learning the ground rules today can come in handy down the road. In today’s world, if you want to achieve the American dream, chances are you’ll need good credit. When it comes to life’s “big purchases” (like a home or car) having […]

Building Credit

Your credit information reflects how well you’ve managed your financial responsibilities in the past, and indicates to lenders and others how responsible you’ve been with your credit. It’s no secret that there can be big rewards in store when you handle your credit obligations well over an extended period of time. Having a solid credit […]

Authorized user account not appearing on the credit report

Dear Experian,

I checked my credit report online and saw that it says I have no credit cards. I am an authorized user on a card, and I pay the balance every month. Why doesn’t it appear on my report?


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