Rethinking Your Relationship with Money

Need to change your approach to money from a mental or emotional perspective? Learn how thinking differently can help.

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How can a credit score from TransUnion and Experian be 50 points different?

June 11, 2016

There are several reasons why this can happen. One is that the information in the reports may be different. Lenders aren’t required to report information to the credit reporting...

Does it take a long time to build credit back after bankruptcy?

June 10, 2016

Bankruptcy is the most negative thing you can do in terms of credit reporting and credit scoring. It is meant to be a last resort when there is simply...

If you settle for a lesser amount on a debt how does that affect your score?

June 10, 2016

If you settle an account, you are negotiating a reduced payback for the original amount you owed on the account contract, and the lender takes a loss. When you...

What’s the negative effect of adding an Authorized User?

June 10, 2016

If the authorized user is responsible with the account, there would be little or no negative impact on your credit report. If they abuse the privilege you’ve given them,...

Will credit card companies close my card if I don’t use it?

June 10, 2016

It’s possible that the credit card company will close the account if it is not used. If you are not using the account and don’t want it, requesting that...

Audio: Millennials and Payday Loans

June 9, 2016

Discover what's behind the uptick in payday loans for millennials that recent studies are reporting.

Video: Customer Care Stories – Glen

June 9, 2016

Hear from Glen how Customer Care agents can get you the help you need and make a difference for callers and on social media.

Video: Customer Care Stories – Dustin

June 8, 2016

Dustin, from our Customer Care team, shares the additional gratitude he feels when helping a specific type of caller from the array of credit questions he hears.

Video: Customer Care Stories – Cindy

June 8, 2016

Customer Care team member Cindy tells us why it’s vital for companies to be responsive to concerns and questions via social media - and how that promotes trust.

Quiz: What’s Your Credit Personality?

June 8, 2016

You know that credit has the power to change your life. But what you choose to do with that information determines if it’s power that you’ll hold onto.

Ready to Build Your Credit Skills?

June 4, 2016

When your plan for the future includes getting better acquainted with your credit, you’ve already recognized that your current approach likely needs some work.

Infographic: Is Your Personal Information at Risk Online?

June 4, 2016

Are you a personal information warrior? Do you guard the integrity of your information fiercely, or it is a bit more casual for you?