The Game of Credit

Credit is a skill that you build, and it's one that you can get better at. Ready to explore the ways credit can shape your road ahead?

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Mailing a Request for Your Credit Report

July 14, 2016

Dear Experian, I tried to get my credit report from Experian online, and a box popped up saying I could get it by mail, but not online, because of security...

When Chapter 7 Bankruptcy is Deleted

July 14, 2016

Dear Experian, Does a Chap 7 bankruptcy drop off the report 10 years after filing date or the discharge date? - DGM

Parent Using Child’s Social Security Number

July 14, 2016

Dear Experian, I believe my daughter’s father is using her Social Security number for electricity, gas, water, phone and credit cards. How do I find out? - CKY

Charged Off Debt Must Still Be Repaid

July 13, 2016

Dear Experian, What does it mean when Account Type/Status says "Charge Off"? Does this mean I no longer owe this amount? - ERS

When to Close Credit Cards with Zero Balance

July 13, 2016

Dear Experian, I am thinking about cancelling a few credit cards that have a zero balance that I don't use but have a great payment history with. How will this...

The Impact of a Voluntary Vehicle Surrender

July 13, 2016

Dear Experian, I am considering a voluntary vehicle surrender. What ramifications can I expect, both financially and on my credit report and credit scores if I agree to surrender my...

Updating Employer on Your Credit Report

July 13, 2016

Dear Experian, How does an employer report a job history to Experian? - BZI

Removing a Fraud Alert from Your Credit Report

July 13, 2016

Dear Experian, How do I get a fraud alert removed from my credit report? - DIB

Public Records That Can Appear in Your Credit Report

July 13, 2016

Dear Experian, What kinds of public records can be part of a credit report? How often are they updated, and if I have a paid public record on my credit...

Being a Cosigner Can Help Build Your Credit

July 13, 2016

Dear Experian, I currently have no credit. Not bad credit, no credit. I am interested in purchasing a new vehicle and a family member has offered to cosign. However, we've...

How Long an Auto Repossession Will Affect Your Credit

July 13, 2016

Dear Experian, I am a graduate student with no income. I have a car payment that hasn't been paid in two months, and now they want to repossess it. I...

Submit Disputes Online or by Telephone

July 13, 2016

Dear Experian, Can I dispute incorrect information at anytime online? - EWA