3 Must-Know Facts About Credit and VA Loans

VA home loans have helped millions of veterans, service members and military families become homeowners over the last seven decades. Today, in a time ...

Ask Experian

Ask Experian has been answering readers’ questions for more than 15 years. Hosted by Rod Griffin, Experian’s Director of Public Education. Ask Experian responses draw on the knowledge of Experian’s experts in credit reporting, credit scoring, direct marketing, automotive history, identity theft and other areas from across the company.

What to do when your credit report appears “mixed” with a family member’s

Posted on May 04 2015 by

Dear Experian,

It appears that my credit report is being mixed with my cousin’s. I have requested a copy of the report by mail, but received a letter that the information I provided does not match the information on my credit file. How can I get this resolved?


How to report identity theft and a fraudulent tax return

Posted on May 03 2015 by

Dear Experian,

Someone tried to file an income tax return using our names and Social Security numbers, so I need to report identity theft to Experian. How do I do this?


Credit report will not show whether an application is approved or declined

Posted on Apr 27 2015 by

Dear Experian,

I have requested a credit line increase from my credit card company three times, and have been declined each time. Does this affect my credit history?


Credit Education

Understand, Build and Manage Your Credit. Credit plays an important role in your life – affecting the purchases you make and much more. The more insight you have about credit, the easier it is to strengthen your financial well-being. Learn how to successfully manage your credit rating and protect against credit card fraud.

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  • Financial Life StagesLearn how credit impacts you whether you're just starting out with it, retired or anywhere in between.
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  • Score BasicsFind out what a credit score is, what it means and how you can improve it.

Live Credit Smart

Credit Matters for Everyone. Live Credit Smart captures the latest credit topics that are trending today and brings insights from nationwide studies with statistics on credit health to debt management.

What is Your State of Credit?

Posted on May 06 2015 by

Experian’s fifth annual State of Credit highlights the U.S. cities with the highest and lowest credit scores, bankcard usage, average debt as well as other factors in more than 100 metropolitan areas across the country. To find out where your city ranks, click on a state, scroll over a city and view the information for […]


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