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Survey Results: Americans’ Financial Outlook

How will the outcome of the 2016 presidential election affect the economy and the financial well-being of individual Americans? Although long-range uncertainty remains, a new survey by Experian indicates that many Americans are optimistic about their personal financial outlook for

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Can a Late Mobile Phone Payment Hurt My Credit?

August 9, 2016

A missed mobile phone bill is considered a form of debt in your credit history. Discover how much these accounts can affect your credit.

How Long Does It Take To Build Credit

August 9, 2016

Dear Experian, How long does it take to build credit? – ALM Dear  ALM, Building a positive credit history takes time. There is no quick fix and no way...

Video: Customer Care Stories – Brenda

August 7, 2016

Hear from Brenda how surprised callers are when they learn they're connecting to a live agent for answers to their credit questions.

What Are My Options For Student Loans?

August 5, 2016

If you’re considering attending a college, you may be wondering if you can get student loans without a credit history. Experian can help you learn how.

Audio: College Debt and Your Credit

August 5, 2016

College debt can be significant: discover how you can map a plan to always know where you stand.

Can I pay a lawyer to fix my credit?

August 4, 2016

If the information in your credit report is accurate and within the time frames to be reported, there is no one you can pay to get the negative information...

What is the difference between US credit reporting and UK credit reporting?

August 4, 2016

Experian is actually a British company and our global headquarters are in London, England. We have operations in almost 40 countries around the world. Our North American headquarters are...

If I settle a debt, do I request the creditor to remove the negative feedback from your credit report?

August 4, 2016

You can always ask a creditor to remove negative information from your credit report, but you will probably find they won’t do that. Under federal law, and their agreements...

Are rent to own loans good for my credit?

August 4, 2016

Dear Readers, People often ask if rent-to-own loans help build a credit history. Unfortunately, the answer is no, because such loans are not currently reported to the credit reporting...

How does credit work?

August 4, 2016

Credit is an agreement you have with a lender to obtain goods or services that you then pay for at a later date under agreed upon terms specified in...

Can you explain bankruptcy?

August 2, 2016

There are two types of bankruptcy that typically appear on a credit report – Chapter 13 and Chapter 7. Under Chapter 13 bankruptcy, you repay a portion of the...

If I miss a payment, when will it be reported late on my credit report?

August 2, 2016

You must miss a full billing cycle before a payment is reported late on your credit report. That is usually about 30 days. Your credit report actually shows that...

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