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Introducing Experian CreditLock

Learn how the flexibility to lock and unlock your credit - instantly - might be the thing your financial plan has been missing. Until now.

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How Do I Remove a Mortgage from My Credit Report After a Divorce?

November 10, 2016

Dear Experian, I was divorced in 2007. My husband kept the mortgage and stayed in the home. I was removed from the title and responsibility of that loan in...

Top Holiday Shopping Tips & Ideas

November 10, 2016

Get ideas to help you cross off all the names on your holiday shopping list - and make it to New Years with your budget and sanity intact.

What Credit Score Do I Need to Buy a Car?

November 8, 2016

Dear Experian, I’m trying to buy a car. How can I improve my credit score quickly? What credit score do I need to buy a car? – BBK Dear...

How Does Credit Repair Work?

November 3, 2016

Dear Experian, How do I begin repairing my credit history? How does credit repair work? – BLR Dear BLR, What is Credit Repair? When people mention credit repair, they...

A Holiday Spending Survival Guide

November 3, 2016

Do the holidays run away with your spending? Refine your plan before the frenzy amps up and derails your goal of an organized (and budgeted) season.

How many credit cards is too many?

November 2, 2016

Dear Experian, I think I have too many credit cards and would like to close a couple. I have good payment history with these credit cards; however, I heard...

As a young college student with no credit history, what would be the best way to start off?

November 1, 2016

Establishing credit for the first time, especially if you are under 21 years of age can be difficult. The Credit CARD Act effectively prohibits a person who is under...

What is a “charge off” account?

November 1, 2016

The term “charged off” means that the lender has given up on receiving payment on the account and has written it off as loss. They may then transfer or...

Would being an authorized user on a credit card help to raise my score?

November 1, 2016

An authorized user account can help build a credit score, although it won’t generally have as much impact as being a joint account holder or individual account holder. As...

Can a Paid Charged Off Account be Removed from the Report?

October 27, 2016

Dear Experian, What is needed to remove a charge off from your credit report if you pay the disputed amount? – HWM Dear HWM, Charged Off Accounts Not Removed...

Should I get a secured loan to build my credit?

October 25, 2016

Dear Readers, A secured loan is any loan that is backed or guaranteed by collateral. This means that if you default on the loan payments, the lender can take...

Quiz: Child Identity Theft – Are You In the Know?

October 25, 2016

See how knowledgeable you are about identity theft when kids are the victims. When it comes to them, does your regular knowledge hold true?