The Game of Credit

Credit is a skill that you build, and it's one that you can get better at. Ready to explore the ways credit can shape your road ahead?

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It Is Possible to Not Have a Credit Report

July 16, 2016

Dear Experian, Is it possible not to have a report? I am a resident since 2003! - NIC

Canadian Credit History Will Not Transfer to United States

July 15, 2016

Dear Experian, Will my Canadian credit history transfer to the USA? - ERS

Proportion of Balances to High Credit on Revolving Accounts

July 15, 2016

Dear Experian, Can you explain one of the factors for my credit score? The listed factor is “Proportion of balances to high credit on bank revolving or all revolving accounts.” -...

Credit Information is Updated Continuously

July 15, 2016

Dear Experian, How often is credit information updated? - CNA

Removing Account in Dispute Notation

July 14, 2016

Dear Experian, How can I get the wording "account in dispute" removed from my credit report? - ADH

What Happens When You Pay Off Bad Credit

July 14, 2016

Dear Experian, When a piece of "bad" credit exists on my report, what happens if I pay it off? Is it automatically updated to "good" credit? Does it still reflect...

Paying off a Debt Early Won’t Help Credit Scores

July 14, 2016

Dear Experian, I have a friend who took out a personal loan just so she could build up her credit. She's nearly 40 with no credit. She still has six...

How to Find Out Who Has Requested Your Credit Report

July 14, 2016

Dear Experian, How do I find out who has been inquiring about my credit? If there are people that I never applied for credit with, can I get the...

Removing Bankruptcy From Your Credit Report

July 14, 2016

Dear Experian, It's been just about 10 years since my bankruptcy was been discharged. How do I go about getting it removed from my credit report? - ENZ

Steps to Take after Wallet is Stolen

July 14, 2016

Dear Experian, I had my wallet stolen. My entire life was in my wallet including a check book, my Social Security card, driver's license, identification and passwords to all my...

Updating Your Report When a Tax Lien is Released

July 14, 2016

Dear Experian, I have a tax lien release from the IRS. I was going to send it to all bureaus until I read that the credit bureaus get tax lien...

How Long Before Paid Credit Cards are Updated

July 14, 2016

Dear Experian, I just paid off a lot of my credit card debt. When will I see it take effect on my credit report? - DUK