Featured article:

Survey Results: When Divorce Does Damage to Your Credit

Learn how credit is impacted by divorce, and hear from survey respondents what they learned and would do differently

Read More

What is a cash advance? Will it hurt my credit to get one?

October 4, 2016

Dear Readers, We sometimes get asked what a cash advance is and if it can hurt credit reports and scores. A cash advance is essentially a short term loan...

What is installment credit?

September 29, 2016

Dear Experian, My friend has a poor credit score. She already has some credit cards as well as a personal loan with fixed monthly installments ending in next six...

How Often is My FICO® 8 Score Updated?

September 27, 2016

Credit scores are living things that change according to your behaviors. Surprised? They reflect your credit behaviors throughout your life.

Do You Have to Place a Fraud Alert with each Credit Reporting Company?

September 27, 2016

Dear Experian, I just filed an initial fraud alert with another credit bureau. Do I need to file an additional report with you? – DRP Dear DRP, No, you...

Delinquent Debt in America: The Dangers of Debt in Collections

September 22, 2016

A recent study reveals that a surprising 35% of Americans live with debt in collections. Learn more about how it impacts them, and how to start turning it around.

Should I get a personal loan to pay off my credit card?

September 22, 2016

Dear Experian, The balance on one of my credit cards is so high that making payments has been difficult. What’s the best thing to do with minimal damage to...

Audio: Angels Pitchers Talk Financial Skills

September 21, 2016

Star baseball players have skills we see when we watch the big game at the ballpark. But they've also learned how to navigate their finances, too.

The Game of Credit

September 20, 2016

Credit is a skill that you build, and it's one that you can get better at. Ready to explore the ways credit can shape your road ahead?

Survey Results: Personal Finance

September 20, 2016

The latest data on thoughts surrounding credit and financial confidence. How do people fare? Learn more about their financial attitudes.

I have a large amount of debt from payday loans. What do I need to know about payday loan relief and debt consolidation?

September 20, 2016

Dear Readers, We sometimes get asked about payday loans and debt consolidation. Payday loans are short-term loans where an individual can borrow funds needed to cover unexpected expenses until...

What to Do if You Lose Your Social Security Card

September 15, 2016

Dear Experian, I have lost my Social Security card. Should I implement a fraud alert? What should I do next to protect myself from identity theft? – AHT Dear...

Audio: Removing Things from My Credit Report

September 14, 2016

Sometimes, life gets in the way of perfect. And that’s when information you don’t recognize can end up on your credit report. Learn what to do next.