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Introducing Experian CreditLock

Learn how the flexibility to lock and unlock your credit - instantly - might be the thing your financial plan has been missing. Until now.

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Marriage Does Not Combine Your Credit Reports

January 4, 2012

Dear Experian, My fiancé is divorced and lost his house to foreclosure. He has a bad credit history including bankruptcy. When we marry what are the pros and cons of...

Denied Because Lack of Credit History

January 4, 2012

Dear Experian, I moved to the U.S. two years ago and have since applied three times for a department store card. Requests got denied because I apparently didn't have a...

Mistakenly Reported as Deceased

December 21, 2011

Dear Experian, I am listed as deceased on my credit history. How can I change that? - CAG

You Cannot Opt Out of Rent Payment Reporting

December 21, 2011

Dear Experian, How do I opt out of The Rent Bureau? - DWH

Income is Not Part of a Credit Report

December 21, 2011

Dear Experian, How do I get the word to Experian that my income has greatly increased? I was denied a credit limit increase on my credit card, and I...

Inquiry from Leasing Company Cannot be Removed

December 21, 2011

Dear Experian, A leasing company pulled a credit report on my wife and me without our authorization. How do we have that inquiry removed from our record, and what recourse...

Paid Court Judgments on Your Credit Report

December 7, 2011

Dear Experian, I was told by the circuit court that Experian would have to come in and pull the satisfied judgment in order to remove it from my records. Is...

Settling a Debt Will Hurt Your Credit Score

December 7, 2011

Dear Experian, Does it hurt my credit score if I settle my account? - EWH

“Paid” Account Listed as “Potentially Negative”

December 7, 2011

Dear Experian, I have a paid, closed account showing as potentially negative on my credit report. Why, if it shows paid, is it listed as a negative item? - ORI

When is a Collection Account Deleted

December 7, 2011

Dear Experian, Is it legal for a collection agency to submit an account that they buy from a creditor as "new" even though that same account before it was purchased...

Steps for Removing a Tax Lien Filed in Error

November 23, 2011

Dear Experian, I had a lien on my account in 1999 from the state of South Carolina for payroll tax. I have a letter from them stating that the lien...

Inquiries from Utilities on Your Credit Report

November 23, 2011

Dear Experian, How do inquiries from utility, cable television/internet, cellular telephone and residential rentals impact credit scores since payment histories are never reported? - MDB