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Survey Results: When Divorce Does Damage to Your Credit

Learn how credit is impacted by divorce, and hear from survey respondents what they learned and would do differently

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Balance on Credit Report Same as Statement

October 26, 2011

Dear Experian, Is there a way to make a credit search show my current balance on a card rather than the balance on the last statement? - REQ

Car Repossession Could Appear in Minor’s Credit Report

October 26, 2011

Dear Experian, If a car loan is opened in a minor’s name as a joint loan with a parent co-signer can it be reported as a repossession on the minor’s...

Contact Information for Collection Agencies on Credit Report

October 26, 2011

Dear Experian, I am trying to pay off my debts with collection agencies, but I do not know who to contact as they do not send me any collection notices...

Find Out Who Has Checked Your Credit Report

October 12, 2011

Dear Experian, How do I verify that a company indeed checked my credit report? - HOD

Improving Credit Score Without a Credit Card

October 12, 2011

Dear Experian, How can you improve your credit score if you don't have any credit cards? - HQB

Can Delinquency Be Removed from Credit Report

October 12, 2011

Dear Experian, If payment has not been delinquent for two or more years can it be removed from potentially negative status? - FRA

Do You Need a Debt Management Firm

October 12, 2011

Dear Experian, Debt management companies are able to negotiate lower interest rates on unsecured debt. Can consumers do this themselves? Would it be viewed the same as having a debt...

Inquiry for Employment Will Not Affect Credit Score

September 28, 2011

Dear Experian, I have been applying for work at employment agencies. They want my permission to conduct a credit check. My concern is that I was told in the past...

Mortgage Company Not Required to Report Payments

September 28, 2011

Dear Experian, I am a homeowner for five years now, and am wondering why my mortgage company does not have to report my mortgage to the three credit bureaus....

Declination for Young Adult Won’t Hurt Score

September 28, 2011

Dear Experian, My daughter applied for a student credit card but was turned down due to insufficient income and excessive obligation. She had no previous credit history. Does this create...

Joint Checking Account Will Not Help Your Credit

September 28, 2011

Dear Experian, Does having a joint checking account bring down a person’s credit score? - WAG

Repossession Stays on Your Credit Report 7 Years

September 14, 2011

Dear Experian, How long does a repossession reflect on your credit report, and how does it affect your credit report? - MMY