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Survey Results: Americans’ Financial Outlook

How will the outcome of the 2016 presidential election affect the economy and the financial well-being of individual Americans? Although long-range uncertainty remains, a new survey by Experian indicates that many Americans are optimistic about their personal financial outlook for

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You Cannot Dispute a Credit Score

August 17, 2011

Dear Experian, Can I dispute the score? I have a creditor that hasn’t reported me current on several opened accounts. I show current with Experian and one of the other...

How Long It Takes for a $0 Balance to Show on Report

August 3, 2011

Dear Experian, How frequently is one's credit record updated? If I paid off an old debt and want my credit report to reflect a $0.00 balance, how long does it...

Voluntary Repossession Stays on Credit Report

August 3, 2011

Dear Experian, How do I get a voluntary repossession off of my report? It has been three months and the credit union has since sold the car. - OTT

Declination Notice Received after Withdrawing Loan Application

August 3, 2011

Dear Experian, I withdrew an application for credit from a national bank on the same day of my request. They still sent me the packet, and then several days later...

Deleting a Mortgage After Divorce

August 3, 2011

Dear Experian, I have been divorced over one year. My ex-spouse was awarded the house and all bills that she has with that house. I want that off my credit...

CPS Documents Helpful in Fraud by Mother Against Child in Foster Care

July 20, 2011

Dear Experian, I have received a few inquiries involving debt owed to companies. I am 21 now, and the cases were for bills from 2004 till 2008. I was 14...

Paid Debt is Not Deleted Immediately

July 20, 2011

Dear Experian, If you pay off a debt does it get taken off of your credit report with in a month? How does it get removed? Do you have to...

Obtaining a Personal Credit Report

July 20, 2011

Dear Experian, What is my credit report number? I need it so I can speak to someone live. - MIN

Reestablishing Credit After Moving from Canada

July 20, 2011

Dear Experian, I recently moved here from British Columbia, Canada, and when I apply for a credit card here you deny it because you say my credit information is not...

How to Restore Your Credit Score

July 6, 2011

Dear Experian, I just paid the last bill off my credit in May of this year. If there is nothing else for me to pay how does my credit score...

Tampering with Mail is a Federal Crime and Fraud Risk

July 6, 2011

Dear Experian, Lately, someone has been tampering with my family's mail. Mail pieces that contain card-like shapes have been rubbed down so that an impression of the card shows through...

Past Delinquencies are Deleted from Credit Report

July 6, 2011

Dear Experian, Are past delinquencies that have been paid off ever removed from the credit report? Also, do you have someone that you recommend for cleaning up credit? - WHI

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