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Introducing Experian CreditLock

Learn how the flexibility to lock and unlock your credit - instantly - might be the thing your financial plan has been missing. Until now.

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Can I Report My Mortgage Payments to the Credit Bureaus?

November 29, 2016

Dear Experian, I would like to send in my payment history from my mortgage payments to be added to my credit report. My lender does not report, and I...

Should I pay off my car loan early?

November 22, 2016

Dear Experian, I took out a car loan to help build my credit. I was thinking about paying if off in February. I would have had the loan for...

Quiz: Your Holiday Spending Profile

November 19, 2016

Are you king of the holiday budget, or are you more of a true Scrooge? Test your knowledge of holiday spending and ID theft here.

Holiday Shopping Survey Results

November 19, 2016

A survey by Experian shows that holiday expenses can be hard. Find out the survey results and get tips for better budgeting.

How long will my medical bills remain on my credit report?

November 17, 2016

Dear Experian, I paid off a $47 medical bill I didn’t know about in May 2016. I just saw it’s still on my credit report. I contacted the collection...

What is a debt validation letter? How do I know if I need one?

November 15, 2016

Dear Experian, I sent a debt validation letter to a collection agency and it’s been over 30 days and still I haven’t received a response. How long do I...

What’s the highest FICO score achievable?

November 10, 2016

The highest credit score depends on the scoring system the lender is using. There are many different credit scores with many different score ranges. FICO is perhaps the best...

Does an overdraft on my checking account affect my credit score?

November 10, 2016

Checking account overdrafts do not directly affect your credit scores. However, if the overdraft amount is sent to collections it could appear in your credit report and hurt your...

How do you get a free FICO score?

November 10, 2016

You can get a free FICO score from Experian by going to www.freecreditscore.com. You will also get the risk factors that are affecting your score, which will help you...

How Do I Remove a Mortgage from My Credit Report After a Divorce?

November 10, 2016

Dear Experian, I was divorced in 2007. My husband kept the mortgage and stayed in the home. I was removed from the title and responsibility of that loan in...

Top Holiday Shopping Tips & Ideas

November 10, 2016

Get ideas to help you cross off all the names on your holiday shopping list - and make it to New Years with your budget and sanity intact.

What Credit Score Do I Need to Buy a Car?

November 8, 2016

Dear Experian, I’m trying to buy a car. How can I improve my credit score quickly? What credit score do I need to buy a car? – BBK Dear...