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Quiz: Your Holiday Spending Profile

Are you king of the holiday budget, or are you more of a true Scrooge? Test your knowledge of holiday spending and ID theft here.

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What credit score do I need to buy a house?

August 31, 2016

Dear Experian, My FICO credit score is “stuck” at 680. I have not had any late payments. I’ve had two car loans over the last 10 years that I...

Should You Lease a Vehicle or Buy?

August 30, 2016

If you decide to join nearly the 30 percent of Americans who lease a vehicle, learn key steps you can take to ensure you're getting the best deal.

Audio: Experian Etc. with Tonya Rapley

August 30, 2016

Hear what finance blogger Tonya Rapley prescribes to help reach your goals of financial freedom, no matter your current state.

Audio: Experian Etc. with Dorethia Kelly

August 30, 2016

Listen in with personal finance expert Dorethia Kelly as she shares some tips for getting your finances back on the right road.

Can judgments included in bankruptcy be deleted?

August 25, 2016

Dear Experian, There is a judgment appearing on my credit report that was included in my bankruptcy. Will it be deleted? – JMV Dear JMV, When judgments included in...

College Budgeting: What to Know When You Move Out of Your Parents House

August 24, 2016

Heading off to campus? Prepare now to keep a realistic budget intact that won't have you frustrated before finals.

What is the statute of limitations on debt?

August 23, 2016

Dear Experian, What is the statute of limitations on debt? I have an account on my report that was sold to a collection agency. Does the statute of limitations...

Video: Customer Care Stories – Joanne

August 21, 2016

Hear from Joanne how Customer Care agents work to understand your challenges and make a difference for callers.

Pay for Delete: Is it a Good Idea?

August 18, 2016

Dear Experian, If I pay a collection debt, and the collection company says they will delete it from my credit report, does that completely remove all negative information regarding...

Should You Pay Off Your Mortgage Early?

August 16, 2016

Dear Experian, Is it a good idea to pay off my mortgage early? What affect will that have on my score and how quickly will it go up? – LTD...

Video: Customer Care Stories – Ryan

August 14, 2016

Hear how Customer Care agents are able to reach out, connect, and make a difference for callers.

How is your credit score determined?

August 11, 2016

Scores are determined by five different categories of information in your credit report. Payment history is by far the most important factor of your credit report. It’s essential to...