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Introducing Experian CreditLock

Learn how the flexibility to lock and unlock your credit - instantly - might be the thing your financial plan has been missing. Until now.

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Should I cosign on my son’s car loan? Are there any risks to my credit?

December 20, 2016

Dear Experian, I want to help my son build his credit. Is cosigning for a car loan a smart way to do it? Cash flow is not an issue,...

Audio: Keeping Debt Down During the Holidays

December 16, 2016

With the bustle of the holidays, it’s too easy to lose track of your seasonal spending. How will you keep a handle on expenses this year?

Audio: What Happens if I Don’t Pay My Credit Card Bill?

December 16, 2016

It can be all too tempting to let a credit card payment slide during the busiest times of the year. Curious about what happens when you do?

How to Find Out What You Have in Collections

December 15, 2016

Dear Experian, When I checked my credit report through an online service, my report showed that I had nothing in collections. When a bank that I went to pulled...

Our End-of-year Charitable Giving Guide

December 15, 2016

Thinking about giving back? If you’re on the hunt to give, ensure your funds reach those most in need.

What To Do When You Lose Your Purse or Wallet

December 14, 2016

Dear Experian, My handbag was stolen recently and with it I lost my license, our Social Security numbers, etc. I am planning to put a credit freeze on my...

Is it better to pay the cards with the highest interest rate first or the most debt?

December 8, 2016

There is no “right” way to pay down your debt as long as you are making your payments on time. You should use whichever method works best for you...

How long does information stay on your credit score?

December 8, 2016

The length of time that information stays on your credit report depends on the type of information. Here’s a brief list of items and how long they will stay...

Can you talk about inquiries? What are inquiries?

December 8, 2016

An inquiry is simply a record that someone has looked at your credit report. There are two types of inquiries: soft and hard. Soft inquiries Soft inquiries are inquiries...

How Will Using My Credit Card for Large Purchases Affect My Credit?

December 8, 2016

Dear Experian, If I have an introductory zero-interest window on a new credit card (15 months), and I use that card to pay off a home renovation – will...

What do you need to rent an apartment?

December 6, 2016

Dear Experian, I’m going through a divorce, and I need to get an apartment; therefore, I need advice on how to get my credit score up as much as...

What is revolving credit?

December 1, 2016

Dear Experian, What is a revolving account? – ABP Dear ABP, The term “revolving credit” or “revolving account” refers to an account on your credit report that has a...