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Survey Results: Americans’ Financial Outlook

How will the outcome of the 2016 presidential election affect the economy and the financial well-being of individual Americans? Although long-range uncertainty remains, a new survey by Experian indicates that many Americans are optimistic about their personal financial outlook for

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Our End-of-year Charitable Giving Guide

December 15, 2016

Thinking about giving back? If you’re on the hunt to give, ensure your funds reach those most in need.

What To Do When You Lose Your Purse or Wallet

December 14, 2016

Dear Experian, My handbag was stolen recently and with it I lost my license, our Social Security numbers, etc. I am planning to put a credit freeze on my...

Is it better to pay the cards with the highest interest rate first or the most debt?

December 8, 2016

There is no “right” way to pay down your debt as long as you are making your payments on time. You should use whichever method works best for you...

How long does information stay on your credit score?

December 8, 2016

The length of time that information stays on your credit report depends on the type of information. Here’s a brief list of items and how long they will stay...

Can you talk about inquiries? What are inquiries?

December 8, 2016

An inquiry is simply a record that someone has looked at your credit report. There are two types of inquiries: soft and hard. Soft inquiries Soft inquiries are inquiries...

How Will Using My Credit Card for Large Purchases Affect My Credit?

December 8, 2016

Dear Experian, If I have an introductory zero-interest window on a new credit card (15 months), and I use that card to pay off a home renovation – will...

What do you need to rent an apartment?

December 6, 2016

Dear Experian, I’m going through a divorce, and I need to get an apartment; therefore, I need advice on how to get my credit score up as much as...

What is revolving credit?

December 1, 2016

Dear Experian, What is a revolving account? – ABP Dear ABP, The term “revolving credit” or “revolving account” refers to an account on your credit report that has a...

Fighting Holiday Identity Theft: Travel and More

November 30, 2016

Looking to avoid a side of identity theft along with your Christmas ham? Make sure you’re keeping things in trim with these best practices.

Can I Report My Mortgage Payments to the Credit Bureaus?

November 29, 2016

Dear Experian, I would like to send in my payment history from my mortgage payments to be added to my credit report. My lender does not report, and I...

Should I pay off my car loan early?

November 22, 2016

Dear Experian, I took out a car loan to help build my credit. I was thinking about paying if off in February. I would have had the loan for...

Quiz: Your Holiday Spending Profile

November 19, 2016

Are you king of the holiday budget, or are you more of a true Scrooge? Test your knowledge of holiday spending and ID theft here.

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