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What Should You Know About the Dark Web?

Learn more about what the dark web is, and why it should matter to you as a part of your identity protection strategy.

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Audio: 4 Financial Readiness Tips for Veterans & Military Families

May 5, 2017

Military service members face unique financial challenges with the nature of their work. Discover tips that can help you save today and plan for the future.

Can You Build Credit with a Debit Card?

May 4, 2017

Dear Experian, I’m trying to establish a positive credit history. I’ve been paying my power bill and my telecommunications, internet and cable bills on time every month for over...

Does Opening a Credit Card Hurt Your Score?

May 2, 2017

Dear Experian, I have one credit card that I use as my main card most of the time. I also have two airline cards that I rarely use. I’m...

Does An Overdraft Hurt Your Credit?

April 27, 2017

Dear Experian, My bank closed my account due to more than $400 in overdraft fees. I paid all I owe and re-opened my account. Will this hurt my credit?...

What to Do If You Cannot Access Your Online Credit Report

April 25, 2017

Dear Experian, A friend of mine has been out of prison for five months and is trying to get his credit report. He has his identification card and Social...

Getting Better at Credit: Emergency Funds

April 20, 2017

How can an emergency fund help protect the health of your credit? Learn more about how it can help you protect the credit you're working to improve.

What Is the Highest Credit Score Possible?

April 20, 2017

Dear Experian, My credit score is excellent, but I want the highest score that is available. What is the highest credit score possible? – BHB Dear BHB, The highest...

Is It Better to Pay off My Credit Card in Full Every Month or to Maintain a Balance?

April 18, 2017

Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to always leave a small balance to carry over? – OHR...

Can Credit Help Improve Your Everyday Life?

April 12, 2017

Discover why your use of credit today can help prepare your finances for the big purchases in your future, and how your credit activities play a role.

How Can I Remove Incorrect Information From My Credit Report?

April 11, 2017

Dear Experian,I have an issue on my credit report that I believe came about when I traded my vehicle in for a new one. The creditor who held the...

Should I File for Bankruptcy?

April 6, 2017

Dear Experian, I have multiple charged off accounts and want to know if I should file bankruptcy or try to pay off the debt? I owe quite a bit....

How Do I Get a Good Credit Score?

April 4, 2017

Dear Experian, I was checking my credit score this month and can see my score came down. It gave the reason “% of balances to credit limits is too...

How can you check your minor child’s credit report if you suspect illegal activity?

April 4, 2017

If you are concerned that someone may have used your minor child’s identification information fraudulently, you can request a copy of your child’s credit report for free by following...

Are credit reports combined when you get married?

April 4, 2017

Credit reports are not merged when you get married. Each spouse maintains their own credit report with the accounts they had prior to entering the marriage. If only one...

How often does your credit report get updated?

April 4, 2017

Typically, lenders report your account information once a month, but each account on your report may be updated at different points throughout the month, depending on that creditor’s reporting...

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