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What Should You Know About the Dark Web?

Learn more about what the dark web is, and why it should matter to you as a part of your identity protection strategy.

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How to remove hard inquiries that were not authorized?

October 13, 2016

Anytime you apply for credit or other services, you are giving the lender permission to check your credit report. The Fair Credit Reporting Act does not require lenders to...

Is a short sale as bad as foreclosure?

October 13, 2016

Generally, in terms of severity, bankruptcy is the worst thing for your credit report, followed by foreclosure and then a short sale. The term short sale does not appear...

How do I get old items off my credit?

October 13, 2016

Always remember that your credit report is a credit history. If the information in the report is accurate, it will stay on the report for the amount of time...

How can I raise my credit score?

October 13, 2016

Everyone’s credit history is unique so it depends on the individual. Start by getting your credit report and your credit score. You can get a copy of your credit...

How do you find out when the original delinquency date was on a charge off?

October 13, 2016

The original delinquency date is the date the account first became delinquent and after which was never again current. Late payments are deleted seven years from the original delinquency...

Can I Buy a Car with a Credit Card?

October 11, 2016

Dear Readers, We sometimes get asked whether you can buy a car with a credit card. As with most credit questions, it depends. The answer is that it depends...

Synthetic Identity Theft: Can You Spot its Risk Factors?

October 7, 2016

Synthetic identity theft is harder to combat. Find out what you should be doing to protect your information.

How can I raise my credit score fast?

October 6, 2016

Dear Experian, I need to boost my credit score in a 1-2 month span to get a home loan. I currently have a 620 and I need a 680....

Quick Tips: Scaring Off Child Identity Theft

October 5, 2016

Look over the latest findings from Experian about youth information and identity theft. Youth data is even more attractive to some hackers.

What is a cash advance? Will it hurt my credit to get one?

October 4, 2016

Dear Readers, We sometimes get asked what a cash advance is and if it can hurt credit reports and scores. A cash advance is essentially a short term loan...

What is installment credit?

September 29, 2016

Dear Experian, My friend has a poor credit score. She already has some credit cards as well as a personal loan with fixed monthly installments ending in next six...

How Often is My FICO® 8 Score Updated?

September 27, 2016

Credit scores are living things that change according to your behaviors. Surprised? They reflect your credit behaviors throughout your life.

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