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What Should You Know About the Dark Web?

Learn more about what the dark web is, and why it should matter to you as a part of your identity protection strategy.

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What do you need to rent an apartment?

December 6, 2016

Dear Experian, I’m going through a divorce, and I need to get an apartment; therefore, I need advice on how to get my credit score up as much as...

What is revolving credit?

December 1, 2016

Dear Experian, What is a revolving account? – ABP Dear ABP, The term “revolving credit” or “revolving account” refers to an account on your credit report that has a...

Fighting Holiday Identity Theft: Travel and More

November 30, 2016

Looking to avoid a side of identity theft along with your Christmas ham? Make sure you’re keeping things in trim with these best practices.

Is employment listed in your credit report?

November 29, 2016

The list of employers on your credit report is not meant to be an employment history. The employers you see listed on your credit report come from the information...

How long does a resolved tax lien stay on your credit report?

November 29, 2016

Paid tax liens are removed from your credit report seven years from the date they were filed. If left unpaid, tax liens remain on your credit report for ten...

What’s the difference between a VantageScore vs. FICO score?

November 29, 2016

The VantageScore and the FICO score are two different scoring models used by lenders to assess risk and creditworthiness. It’s like saying Ford and Chevrolet. They are two different...

Can I Report My Mortgage Payments to the Credit Bureaus?

November 29, 2016

Dear Experian, I would like to send in my payment history from my mortgage payments to be added to my credit report. My lender does not report, and I...

Should I pay off my car loan early?

November 22, 2016

Dear Experian, I took out a car loan to help build my credit. I was thinking about paying if off in February. I would have had the loan for...

Quiz: Your Holiday Spending Profile

November 19, 2016

Are you king of the holiday budget, or are you more of a true Scrooge? Test your knowledge of holiday spending and ID theft here.

Holiday Shopping Survey Results

November 19, 2016

A survey by Experian shows that holiday expenses can be hard. Find out the survey results and get tips for better budgeting.

How long will my medical bills remain on my credit report?

November 17, 2016

Dear Experian, I paid off a $47 medical bill I didn’t know about in May 2016. I just saw it’s still on my credit report. I contacted the collection...

What is a debt validation letter? How do I know if I need one?

November 15, 2016

Dear Experian, I sent a debt validation letter to a collection agency and it’s been over 30 days and still I haven’t received a response. How long do I...

What’s the highest FICO score achievable?

November 10, 2016

The highest credit score depends on the scoring system the lender is using. There are many different credit scores with many different score ranges. FICO is perhaps the best...

Does an overdraft on my checking account affect my credit score?

November 10, 2016

Checking account overdrafts do not directly affect your credit scores. However, if the overdraft amount is sent to collections it could appear in your credit report and hurt your...

How do you get a free FICO score?

November 10, 2016

You can get a free FICO score from Experian by going to www.freecreditscore.com. You will also get the risk factors that are affecting your score, which will help you...

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