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Survey Results: Americans’ Financial Outlook

How will the outcome of the 2016 presidential election affect the economy and the financial well-being of individual Americans? Although long-range uncertainty remains, a new survey by Experian indicates that many Americans are optimistic about their personal financial outlook for

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If I miss a payment, when will it be reported late on my credit report?

August 2, 2016

You must miss a full billing cycle before a payment is reported late on your credit report. That is usually about 30 days. Your credit report actually shows that...

How do you start to rebuild your credit?

August 2, 2016

There are a number of ways to start to rebuild your credit. Here is a list of three things you can do: Have your rent payments reported to Experian...

Is there a way to consolidate debt without ruining your credit?

August 2, 2016

The term “consolidation” is used to describe two very different credit-related services. Consolidation loan The first type of consolidation is a debt consolidation loan. Essentially, you go to a...

How does a short sale affect credit?

August 2, 2016

The term short sale does not appear on a credit report. The term short sale describes negotiating settlement of your mortgage debt for less than originally owed. Rather than...

Does college tuition show up on a parent’s account or both?

August 2, 2016

Tuition itself is not reported to the national credit reporting companies. However, if student loans are taken out to pay the tuition, the student loans would appear on both...

Can Rental Data Help Establish Your Credit?

August 2, 2016

Learn a new way that some of your payment information can be used to help generate a credit score for the first time.

What is a secured credit card and will it help my credit?

August 2, 2016

Dear Experian, I don’t have enough credit history to generate a score, so I got a secured card with a $500 limit.  I have been making small charges, less...

The FICO® Score Powered by Experian and You: Understanding Key Factors

July 29, 2016

When it comes to your credit scores, knowledge is power! Be an expert on the key factors of your FICO Score powered by Experian.

Survey Results: Experian’s Credit Games

July 27, 2016

Many admit they lag behind – with almost half saying they need a lot more training before they can compete for higher credit scores and better interest rates.

Experian’s Credit Games – Skills Distance Challenge (Part 3 of 3)

July 22, 2016

Put your credit knowledge to the test to test your fate and see how you fare. Audit your skills in our three-part challenge to try your luck!

Experian’s Credit Games – Skills Powerlift (Part 2 of 3)

July 22, 2016

Already tested your know-how in our credit skills sprint? Audit your skills in our three-part challenge to try your luck!

Experian’s Credit Games – Skills Sprint (Part 1 of 3)

July 22, 2016

Put your credit knowledge to the test to test your fate and see how you fare. Audit your skills in our three-part challenge to try your luck!

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