June 1, 2015
Dear Experian, I got my credit report, but where is my credit score? How do I get it? - JLE
July 2, 2014
Dear Experian, I have one credit card with a zero balance and a $10,000 limit. Will my credit score be hurt if I reduce my limit to $5,000? - CGC
May 19, 2014
Dear Experian, Can closing a few of my department store credit card accounts affect my credit scores if I have established good credit and have high credit scores? My husband...
May 2, 2014
Dear Experian, My credit score factors say “amount owed on revolving accounts is too high,” but I pay the balances off every month. I make more than $1 million per...
March 28, 2014
Dear Experian, What is the appropriate balance-to-limit or debt-to-income ratio? I do not maintain a balance on my credit cards but worry that I have credit limits that are too...
February 26, 2014
Dear Experian, I only have one debt which is less than $1,000. I also have two credit cards. Together they have a balance of about $2,000 each month, but I...
October 30, 2013
Dear Experian, How can "too few accounts currently paid as agreed" be a reason for an adverse effect on my credit score when I currently have no unpaid accounts? - MIJ
Dear Experian, I have been led to believe that a component of one's overall credit score is the ratio of current credit card balances to one's total available credit. If...
September 10, 2013
Dear Experian, Why is my credit bad? I paid every thing on time. - WOD
Dear Experian, I have a credit report and a score of 785. So what? I haven't been able to ascertain what the "grading scale" is. Any help? - STO
Dear Experian, What are the differences between the three national credit reporting agencies: Experian, Equifax and Trans Union? Is the credit reporting different, and why are the credit scores different? -...
Dear Experian, I recently had an account deleted from my credit report. Why didn’t my credit score go up? - ENS