Life Events

Reestablishing credit when your spouse dies

Posted on Oct 14 2009 by

Dear Experian,

I don’t have any credit. I never had to buy anything. I was married at a very young age and my husband did all the buying. What do I do now?

- NEK

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Closing accounts after death of husband

Posted on Aug 19 2009 by

Dear Experian,

My husband died on July 10, 2009. I am closing out nearly all the credit cards he had. How will that affect my credit score?

- PRE

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What happens to a spouse’s credit report when they die

Posted on May 27 2009 by

Dear Experian,

When a spouse dies what happens to their credit information? Can it be purged or removed with a copy of the death certificate?

- MRB

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Credit freeze could slow job search success

Posted on May 27 2009 by

Dear Experian,

Since October 2008 I have been unemployed and would like to know how applying a credit freeze on my reports affects my search for employment.

- SWE

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Paid collection accounts not removed from credit report immediately

Posted on Nov 26 2008 by

Dear Experian,

If I pay the bills that were sent to collection will they come off? How do you get them off? I’m trying to get a home in the next few months and my credit score is low.

- AMH

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Marriage doesn’t merge your new spouse’s bad credit with your good history

Posted on Mar 22 2006 by

Dear Experian,

Is it true that when you get married you automatically inherit your spouse’s bad debt or bad credit and does it show on your credit report? I have a close friend that said that is exactly what happened to him. I seriously doubt him, but just the same I need to know the truth. I will be marrying soon and was wondering if I should be concerned due to my future spouse’s “bad debt.”

- ITO

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