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Personal Finance

Managing your money is something we all can all do better: it can seem like just when you get the perfect budget figured out for yourself, life throws you a curveball. Checking in with your spending and saving habits can help you stay one step ahead of life’s changes whether they’re big or small. And it’s never too early to start saving in an emergency fund for when storm clouds gather and you’ll need some additional funds.

What Are My Financial Goals?

Personal finance is a lifelong skill that you can keep perfecting, whether:

  • You’re just starting out on your own for the first time,
  • You’re thinking about combining your living space with a significant other and merging expenses,
  • It’s time to relocate for a new opportunity or to grow your family, or
  • You’re looking over the horizon to plan for retirement and a rainy day fund

How to Make a Budget

September 21, 2017

Learn strategies for building a budget that works for you. You can live within your means and meet your goals.

10 Easy Ways to Save Money Every Month

September 19, 2017

When it comes to financial success, it’s not how much you make, it’s how much you save. Find out our tips on ways you can save money.

Tres Key Steps for Buying Your First Casita

September 19, 2017

In the market for a new casa? Make sure your finances are in order to set yourself up for success in the process.

Is an FHA Loan Right for You?

September 18, 2017

The Federal Housing Administration (FHA) offers a program designed to help first-time homebuyers of any age. Find out if it's right for you.

How to Get Pre-Approved for a Mortgage

September 15, 2017

A pre-approval for a mortgage shows the seller that you are a serious buyer, and that you’ll be able to afford the purchase. Learn more.

The 7 Things You Need to Know Before Refinancing Your Mortgage

September 13, 2017

With historically low mortgage rates, it's a good time to take our a new mortgage or refinance. Here are the steps you should consider.

What is a 401(k)?

September 6, 2017

If you’re feeling a little bit behind the curve on saving for retirement, you’ve got plenty of company. The non-partisan Employee Benefit Research Institute (EBRI) reports that less than one...

What’s the Difference Between Money Market Accounts, CDs and Savings Accounts?

September 5, 2017

You’ve found a way to save some money, but now you have to decide where to put it so it’s ready when you need it. That’s a good problem...

Why Labor Day Weekend Is the Best Time to Buy a Car

August 31, 2017

Labor Day is traditionally a time of endings: The unofficial close of summer, of school vacations, and of the high season for road trips across the USA. But motorists...

Here’s Everything You Need to Know About Consolidating Your Student Loans

August 30, 2017

Find out if student loan consolidation may be a good option for your federal and private student loans.

Should You Lease or Buy a Car?

August 30, 2017

When it’s time to shop for a new car, consumers face an often confusing choice: lease or buy? Find out what might be best for you.

What Is Income-Driven Repayment?

August 29, 2017

It’s not uncommon for students to invest a lot of money into their education, only to be disappointed when their high-paying dream job fails to materialize. For example, an...

Is a Debt-Consolidation Loan Right for You?

August 29, 2017

A debt consolidation loan is a personal loan you use to pay off all your outstanding credit card balances. It can simplify your budgeting by replacing separate credit bills...

These Credit Cards Can Break Your Back-To-School Shopping Budget

August 24, 2017

When it comes to back-to-school shopping, everyone’s looking for a bargain—but if the cashier offers you a big discount for taking out a store credit card you might want...

How Do Cash Back Credit Cards Work?

August 15, 2017

Most people expect using credit cards to be a rewarding experience. A survey of consumer card preferences by Total System Services, Inc., found that a rewards program is the most...

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7 Things You Need to Know Before Freezing Your Credit

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