My debit card and checks are being taken without my knowledge and being used. What can I do to protect myself? To stop everything the bank charges you money, of course. The retailer obviously doesn’t check identification. What are my options? My bank account was drained. Who do I turn to? I thought the fraud alert helped.
Can anyone obtain a credit report on anyone else if they are not a lending company of any kind? There is an argument going on a message board and someone is saying that any individual can obtain a credit report on any other individual.
I have a client who filed for bankruptcy over 10 years ago. The bankruptcy is no longer showing on his credit report but the state and federal tax liens are. What can be done to remove that information from the credit report?
My daughter – a college student – may be evicted from her apartment due to her roommate violating the lease. If this happens how will it affect my daughter, and will she have any recourse?
What are the differences between the three national credit reporting agencies: Experian, Equifax and Trans Union? Is the credit reporting different, and why are the credit scores different?
I recently lost my wallet, which contained my ATM card and my driver’s license. Although the card was cancelled within an hour of being lost, the person made one successful purchase with it. My concern is that they now have my driver’s license, which did not have my Social Security number on it. I understand that I can flag my SSN with the credit bureaus to report any fraudulent activity. Although I have a credit rating in the 800’s, will this flag prevent me from obtaining a car loan that I will be seeking in the near future? Is this flag something you would recommend even though my Social Security number wasn’t on my license?
Which is the lesser of two evils, bankruptcy or default?
I have an unsecured loan of $10,000 and the loan company has offered me a settlement of $5,000. It I take this settlement, will it affect my credit score?
Do I save money if I pay my credit cards off with a loan that has a lower APR with a fixed installment payment, or is it better to continue to pay the highest APR credit card until it is paid?
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