The first step in disputing something in your credit report is to get a copy of your report directly from Experian. ‣ How can I get my credit report? If your dispute is in relation to declined application for credit, the lender will provide instructions for getting a report from the credit reporting agency that provided the […]
Create a Positive Credit History Your credit report shows how well you managed your financial responsibilities during a certain time period. Negative information drops off over time, but the positive information remains. To establish a positive credit history and help improve credit scores: Consistently use your complete name. Providing complete, accurate and consistent identification on your credit […]
I had a judgment filed against me in June of 2010. When I found out, I contacted the bank and settled with them. Why does it still show a judgment on my credit report?
What do I do when two names and Social Security numbers are on one credit report?
A credit report (sometimes called a credit file, credit history or credit disclosure) contains a list of a consumer’s financial obligations and how those obligations have been handled. It may also contain certain information from public records, as well as statements that the consumer has added. ‣ View a sample Experian Credit Report Credit reports […]
I recently paid a settlement on a delinquent account. I have the release letters and was told I can send them in directly in order to have the information removed from my credit report. Can you tell me how to do this?
My daughter’s report is showing she had a broken lease in November 2013. However, she just moved out in July. How can she correct this?
How long does a derogatory closure of an account pertaining to an auto loan affect your credit scores?
On your website, you state that you update credit card payments when my bank does. My credit report from your institution is three months behind. This is affecting my credit scores and causing me to be denied credit.
Should the hard inquiry I have on my credit report from applying for credit be removed if I ended up getting approved and establishing credit with the credit card company?
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