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Articles by The Experian Team

How Long it Takes to Thaw Frozen Credit

July 17, 2016

Dear Experian, If I have thawed my credit, how long before I can apply for credit and it will be accessible? - SME

Impact of Missing One Mortgage Payment

July 16, 2016

Dear Experian, I admit I was late on one mortgage payment in 30 years, and my credit dropped 52 points. Is that normal for the credit industry, and am I...

Learn How to Read Your Credit Report

July 16, 2016

Dear Experian, Do you have online booklets explaining how you can read a credit report? - ECL

It Is Possible to Not Have a Credit Report

July 16, 2016

Dear Experian, Is it possible not to have a report? I am a resident since 2003! - NIC

Canadian Credit History Will Not Transfer to United States

July 15, 2016

Dear Experian, Will my Canadian credit history transfer to the USA? - ERS

Proportion of Balances to High Credit on Revolving Accounts

July 15, 2016

Dear Experian, Can you explain one of the factors for my credit score? The listed factor is “Proportion of balances to high credit on bank revolving or all revolving accounts.” -...

Credit Information is Updated Continuously

July 15, 2016

Dear Experian, How often is credit information updated? - CNA

Removing Account in Dispute Notation

July 14, 2016

Dear Experian, How can I get the wording "account in dispute" removed from my credit report? - ADH

What Happens When You Pay Off Bad Credit

July 14, 2016

Dear Experian, When a piece of "bad" credit exists on my report, what happens if I pay it off? Is it automatically updated to "good" credit? Does it still reflect...

Paying off a Debt Early Won’t Help Credit Scores

July 14, 2016

Dear Experian, I have a friend who took out a personal loan just so she could build up her credit. She's nearly 40 with no credit. She still has six...

How to Find Out Who Has Requested Your Credit Report

July 14, 2016

Dear Experian, How do I find out who has been inquiring about my credit? If there are people that I never applied for credit with, can I get the...

Removing Bankruptcy From Your Credit Report

July 14, 2016

Dear Experian, It's been just about 10 years since my bankruptcy was been discharged. How do I go about getting it removed from my credit report? - ENZ