Unrecognized Social Security number could indicate fraud


Dear Experian,

My Social Security number is reporting incorrectly. How can I get this fixed?



Dear BWR,

To help protect you from identity theft, Experian does not list your correct Social Security number on your personal credit report. However, Experian does list all other Social Security numbers reported as belonging to you.

The variations are listed because they may be signs of fraud that alert you to take action. Usually, though, they are simply the result of a typographical error or someone misreading an application form.

If there are other indicators of fraud in addition to one or more Social Security numbers that are not yours — such as names or addresses that you don’t recognize or accounts that don’t belong to you — follow the instructions on your report to contact Experian for help.

If the variation is clearly not the result of fraud, you should contact the creditor that reported the variation and ask them to correct their records. After the creditor updates its records, the new information will be reported to Experian and your credit report will be updated.

If you are unsure as to which of your creditors reported the variation, you can call the toll-free telephone number provided on your credit report for additional assistance. If the variation is not associated with one of your accounts, Experian can delete it upon your request.

Thanks for asking.

The “Ask Experian” team

Our policies for Ask Experian:

The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.