Mar
27
2013

Updating the mailing address on your credit report

 

Dear Experian,

I don’t have any open credit accounts, so how do I inform Experian of my new home address?

- VLK

 

Dear VLK,

In most cases, reporting a change of address isn’t necessary. If you move, you will update your address with your creditors, and they will automatically provide the updated information to Experian when they update your accounts.

Because you have no open accounts, you can update your address with Experian directly by mailing proof of the new address, along with a copy of your driver’s license or state ID.

You may send copies of two utility bills, such as an electric bill and a phone bill showing your name and address, or a copy of a utility bill and a copy of a bank statement, along with a short note stating you have moved and would like your new address added to your credit report. Along with the documentation provide full identifying information including your name, Social Security number and previous address.

Your personal credit report will include a mailing address to send the information. If your identifying address doesn’t match sufficiently to provide the report, including the address, you will receive complete instructions regarding what information and documentation you need to provide and where you need to mail it.

Thanks for asking.

The “Ask Experian” team

Our policies for Ask Experian:

The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.