Oct
24
2012

Removing an incorrect address in your credit report

Dear Experian,

You have me listed at an address I have never lived at. How is this removed?

-DNW

 

Dear DNW,

Your creditors may report any address where you have received mail, and any address associated with an account that has your name on it. This means that work addresses and P.O. Boxes can be listed, even though you never actually lived there.

The same applies to temporary mailing addresses. If you are a joint account holder or authorized user on account with a friend or family member, their address could be associated with you and subsequently be reported as well.

If you are unfamiliar with a certain address on your report, you can contact Experian to request more information by following the dispute instructions provided with your personal credit report. If the address is not associated with any of your accounts, we will be happy to remove it upon your request.

Thanks for asking.

┬áThe “Ask Experian” team

Our policies for Ask Experian:

The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.