I want to know if your landlord put you in court for unpaid rent and you got evicted but he did not do a credit check when you moved in would it be on your credit report?
Reviewing your credit report when you applied for a lease has nothing to do with being evicted from the apartment for non-payment of your rent.
If the landlord reviewed your credit report when evaluating your rental application, an inquiry would appear in your report, assuming it was less than two years ago. Inquiries are deleted after two years.
The lender presumably filed suit against you in a court for unpaid rent and violation of the rental agreement. If he won a judgment for the amount owed, the debt will appear on your credit report as a public record, which will remain on our report for seven years from the filing date.
A derogatory public record could affect your ability to qualify for a new rental agreement if they new landlord checks your credit history.
You should also be aware that many landlords check with tenant screening companies instead of, or in addition to, a credit report. Tenant reports will almost certainly have a record of the eviction and cause new landlords to be reluctant to do business with you.
Thanks for asking.
- The “Ask Experian” team