Monetary court judgments do affect your credit scores.

A judgment is a finding against you, usually by a civil court, that requires you to pay an amount set by the court to the other party in the lawsuit. In simplest terms, a judgment is what you must pay if you are sued by someone and lose.

Except that it is court imposed, a judgment is just like any other debt. It is an amount of money that you must repay from your financial resources, and it adds to the amount you already owe for other debts, such as credit cards, car loans and a mortgage.

For that reason, monetary judgments can be included in your credit report, and any debt in your credit report will influence your credit scores. Just how negative the impact will be depends on the lender and the risk score being used. A judgment could be considered as negative as a collection account.

Thanks for asking.